credit report

I’ve been thinking a lot about goal setting in the New Year…and not in the cliche resolution way. Not in the way that I get overzealous and aim to save $10,000 in one year, change my entire life around, and find the apartment of my dreams. Not in the way that sets me up for

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Your credit score and history obviously affect your ability to qualify for a low-interest loan on a car or a house, but they also influence other aspects of life. Your credit can affect everything from your insurance rates to your ability to rent a home, and even your chances of landing that dream job. Fortunately,

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Signing up for a new credit card can offer you a great means of stretching your spending power. It also builds your credit score and nabs you some neat bonuses for signing up or spending money depending on the kind of card you get. But it’s also important to keep your credit card’s interest rate

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Every year, you probably take the time during spring to clean and organize your home. But that’s not the only important aspect of your life. If you didn’t spend time on your finances, make it a priority now. Take the time to cancel subscriptions you hardly use or cut back on things you don’t really

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In America, your credit score is a valuable piece of financial information. Banks, credit card companies, and sometimes even employers will use your credit score to determine whether you’re reliable enough for a loan, a new credit card or even a job. Staying on top of your credit health is pretty important. But we’re all

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