This card offers a cash-back earning rate that's nearly 50% higher than the market average, though it does charge an annual fee, so it's best for people who intend to use it regularly.

Features:

• 1.5% cash back for all purchases
• $39 annual fee
• No fee for international use
• Available to people with limited/fair credit

We love this card because it doesn't charge any of the fees for first timers that so many credit cards do. Also, in the first six months of opening this card, you earn 3% cash back on up to $2,500 of gas, grocery, and drugstore purchases.

Features:

• APR: 12.65% - 22.65% variable
• Intro purchase APR 0% for first 6 months
• No annual fee
• Foreign transaction fee: 3%
• 1% cash rewards for each $1 spent on non-everyday purchases
• Must have a Wells Fargo bank account and be a student to apply

This is a great option if you're worried about not being approved for a credit card, because no credit check is required to get this card. All that's required is that you're at least 18 years old and can afford a $200+ security deposit, a $35 annual fee, and monthly bill payments.

Features:

• 3% foreign transaction fee
• $200 minimum security deposit
• $35 annual fee
• Average APR

This card is specifically designed for people with no credit or very little credit. It's a no frills option that's a very solid choice for building credit.

Features:

• No annual or monthly fees
• Potential for a higher limit after 5 months
• 0% introductory APRs
• No foreign transaction fees

This is another simple card great for building credit. Unfortunately, this card does require an initial $200 deposit upon opening.

Features:

• No annual fee
• No foreign transaction fees
• Security deposit of at least $200
• Features a dollar-for-dollar match program for all cash back rewards