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New York Times

If anything is certain about Americans, it's that we love convenience.

These days, it seems like everything, from underwear to produce, comes in a subscription service. As long as you have a credit card and are willing to pay a little bit more, you can have anything you could ever want brought to your house on a monthly basis. But with all the options for subscription services out there, it can be hard to tell which are actually worth the up-charge. As a rule, subscription services should either save you money or provide a service that's worth the cost. Luckily, we've made it easy for you never to have to leave your couch again by compiling a list of the best and worst subscription services.

Best Subscription Services

Spotify Premium

Engadget

Cost: $9.99/month, $5 if you're a student.

What you get: Access to just about any song you can imagine, the ability to make your own playlists, see what your friends are listening to, and discover new artists and songs via custom recommendations. Also, with Spotify Premium, you don't have to worry about annoying ads interrupting your listening experience. Plus, by paying a small monthly fee, your days of battling viruses from illegally downloaded music are behind you!

Imperfect Produce


The Swirl

Cost: Anywhere from $11 to around $50 per order, depending on which package you choose.

What you get: You're not perfect, so why does your produce have to be? Approximately 20% of fruits and vegetables in the US never leave the farm just because they look a little different. Imperfect Produce buys that food and delivers it to your door for cheaper-than-grocery-store prices. You get to customize each box you receive so you never get anything you don't want, or pay for produce that will go bad before you have a chance to eat it. This subscription box is not only convenient and fiscally savvy, it also helps out farmers and limits wasted food!

Netflix

Mashable

Cost: $8-$15/month, depending on the number of screens.

What you get: Unlimited streaming of tons of movies and TV shows. Measured against other streaming services, we think Netflix has the most bang for your buck. With seemingly endless options, fast streaming speeds, and no pesky commercials; Netflix is a great deal.

Amazon Prime

Variety

Cost: $12.99/month

What you get: If you're a frequent online shopper, you know how annoying delivery fees can be. With Amazon prime, you can get thousands of items shipped to your house with no extra shipping cost. There are also tons of great deals on Amazon that you can take advantage of without leaving the couch! Plus, your subscription comes with lots of great content available to stream at no extra cost.

Birchbox

TechCrunch

Cost: $10/month

What you get: If you love trying new beauty products but don't want to risk investing in a full size bottle of that expensive moisturizer, then birchbox could be your dream come true. With Birchbox, you get a variety of sample size beauty products delivered each month so you can decide which products you like without the monetary risk.

Worst Subscription Services

HBO GO

Cost: Usually around $15 a month, but depends on your cable package.

Why Its Not Worth it: If you already have Amazon Prime, and don't need to keep up to date with all of HBO's new releases, there's no need to buy into this pricey subscription. Amazon has a deal with HBO that allows Amazon Prime members to watch HBO shows that are no longer on the air. So if you're mostly interested in watching shows like The Sopranos or The Wire, you can do so in your Amazon Video app without shelling out an extra $15 a month for a service that has way less variety and much slower streaming than Netflix.

Blue Apron

Cost: $9.99 a meal

Why It's Not Worth It: As far as meal kit delivery subscriptions go, this one is confusing, way pricier than grocery shopping, and actually pretty labor intensive. The absence of individual packaging or labeling for multiple recipes makes it difficult, especially when there are sometimes missing and duplicate ingredients.

Apollo Surprise Box

Cost: $30+ a month

Why It's Not Worth It: This box sends you a monthly haul of useless items, like light up balls, bedazzled wine glasses, and skull shaped planters. While getting a surprise in the mail is fun, save your money for a subscription service that sends things you'll actually like.

Quirky Crate

Cost: $34.99+ a month

Why It's Not Worth It: This subscription box sends you things like pencil cases, dinosaur socks, and rainbow sticky notes. We're all for embracing your quirky side, but how many sparkly unicorn pins does a person really need? Skip the steep monthly price tag and head to your local Paper Source for all the cute little trinkets your heart desires.

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We've all heard of Facebook and Google providing limitless perks for their employees — from nap pods to egg freezing coverage, these two tech giants know that happier employees lead to more success.

However, other companies are catching up now. Millennials don't just want to work at prestigious jobs anymore — they want to know that their mental and physical health are going to be protected.

Here are the top ten companies that young people are flocking to:

10. Indeed

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Founded by Paul Forster and Rony Kahan in 2004, Indeed labels itself as the "#1 job site worldwide." The company has had a 58% growth from last year and is now ranked 40 on Paysa's CompanyRank list.

The company's main perk is unlimited paid time-off. A stocked kitchen, a free gym and amazing health insurance are other benefits of the job.

9. Credit Karma

Despite the cheesy ads you've seen on TV, Credit Karma is a legitimate financial management platform headed by CEO Ken Lin. The company has had a 61% increase from last year and is ranked 36.

Credit Karma offers all kinds of benefits like on-site yoga and wellness, an on-site coffee bar, video games and generous PTO.

8. HomeAway.com

In competition with AirBnB, HomeAway.com is an online home rental website that has had a 62% increase and is ranked 62.

Perks include stand up desks, a highly competitive salary and a free vacation rental.

7. Hulu

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Hulu was founded in 2007 and has quickly become one of the most popular subscription video services. Its company ranking is 98 and has had a 65% increase from last year.

Hulu splurges on their employees — unlimited PTO and vacation, on-site cooking classes and free massages in the office mark some of their unique benefits.

6. Snap Inc.

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Snap Inc. is the company behind Snapchat, founded in 2011 by Bobby Murphy and CEO Evan Spiegel. It's ranked four and has had a 78% increase from 2016.

Some key Snap Inc. perks include a monthly phone bill stipend, gym and meal programs and an extensive list of insurances.

5. Jet

Jet is an ecommerce company founded by CEO Marc Lore. It's ranked 100 on Paysa along with having a 79% increase from last year.

Jet takes care of its employees by providing standing desks, a stocked kitchen, relaxation rooms and health insurance from day one.

4. Magic Leap

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Magic Leap, a developer of augmented and virtual reality technology, was founded in 2010 by CEO Rony Abovitz. The company's ranked 68 and increased 81%.

Magic Leap is still working out the kinks in their benefits, but they provide paid holidays, decent maternity and paternity leave and company lunches.

3. Spotify

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Spotify is a music streaming service ranked 22 on Paysa's list. It's had the third biggest increase from 2016 at 82%.

Spotify gives its employees six months of maternity and paternity leave including adoption, rooftop terraces and 100% company paid health insurance.

2. Twitch

A favorite of numerous YouTubers, Twitch is a live video streaming platform founded by CEO Emmett Shear in 2011. The company ranks 20 and increased 84%.

Twitch benefits include on-site massages, catered meals and multiple gaming rooms. The company values its employees and provides lots of free events and food.

1. Slack

With the most growth since last year — 95% — Slack ranks at 21 on Paysa's list. Slack is a software company founded in 2009 that mainly puts out collaboration and productivity tools.

Company benefits takes care of the little things — employees have stipends for commuting, flights, phone bills and gym memberships. Slack also provides quality life and health insurance along with encouragement to pursue continuing education.

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