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Deciphering the factors that contribute to a credit score and the ways to improve that magic financial number might seem intimidating, but achieving the great credit score of your dreams is a somewhat simple matter of discipline and attention. Whether your score is poor or on the verge of great, you know you want to

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When you take out a loan for a car, charge something to your credit card, or get a personal line of credit, there is going to be an interest rate that applies to your loan. A lot of different factors go into what you will be charged, including your personal credit score. But even those

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Depending on who you talk to, the words, “credit card” mean one of two things: “danger zone” or “freedom, baby!” Having a credit card is both a blessing and a curse. Yes, it can encourage you to spend a little more freely without having to feel the burn right away, but it can also give

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Depending on who you talk to, the words, “credit card” mean one of two things: “danger zone” or “freedom, baby!” Having a credit card is both a blessing and a curse. Yes, it can encourage you to spend a little more freely without having to feel the burn right away, but it can also give

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Hats (or shall we say “caps”) off to you recent college grads! After years of hitting the books and acing (or at least passing) your exams, you’re now ready for “the real world.” Part of being a post-scholar is smart money management, so investing and using your money strategically is important not only for your

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To answer this question in one word… YES! But before you run off and sign up for your 401(k) retirement savings plan with your employer, learn why having one is so important and how it can benefit you in the future. You never know what twists and turns your life will take, so planning ahead

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