When we endorse a particular small business solution provider, we always like to talk to current customers to double check our editors' picks. We all know that PayPal is a huge name, but we wanted to see if it really lived up to its reputation. These three entrepreneurs use PayPal to grow their businesses. Here are their stories.

How Fashionphile Uses PayPal to Increase Payment Efficiency

When Sarah Davis was a graduate student, her interest in fashion led her to start buying and reselling clothes and accessories on eBay. She found that her biggest profit margins came from her vintage handbags. Shortly thereafter, she launched Fashionphile, an online business selling high-end handbags from big-name designers.

At first, she was only able to send items once customers' checks cleared at the bank -- a lag that hurt her cash flow. And since 95% of her sales were through her website, she needed a more efficient option. Once she signed up for PayPal, she was able to get her payments much faster, and ship bags immediately. She says she trusts PayPal's secure payment processing and appreciates its simplicity. Today, PayPal processes 100% of the company's online payments. It's seamlessly integrated with her custom website, staying true to the site's look and feel.

The next step was to sell internationally. With the help of PayPal, Fashionphile now sells $15 million in high-end handbags per year to customers around the globe. Not only can Sarah be confident handling the volume of sales coming in, but her customers feel comfortable making large payments safely.

How Ambush Board Co. Uses PayPal to Grow Business Abroad

Meet Eric Michael Elliot, surfing fanatic turned small business owner. Eric dreamed of opening up a one-stop shop for all the things that he loved: surf equipment, records, clothes, the works. He finally realized his dream by starting Ambush Board Co. in 1997.

By 2001, the store launched its ecommerce website, which generated a lot of buzz. People loved what he had to sell, and with increasing customer demand, Elliot's archaic payment processor could barely keep up. He made the switch to PayPal for all of its credit card processing because of the company's trusted reputation. He also found that PayPal offered lower processing fees and better reporting than he could get from other providers. This was just what he needed to kick his business into the next gear.

Now, he regularly receives international orders and the payment flexibility gives his customers an extra level of comfort. He also gives his customers access to financing through PayPal Credit 1, letting them spread out payments over time. For their part, Ambush assumes no credit risk. Today, Ambush Board Co. is now the world's premier dealer of wakeboards, and generates $7 million in annual sales online, and counting.

How Bee Raw Uses PayPal to Buoy Business and Simplify Finances

Health food was Zeke Freeman's passion. He started Bee Raw in 2005, selling hand-harvested honey in food markets, at lifestyle stores, and online. People loved his honey, and 11 years later, though Freeman was still running his business from his home office, he saw a growth rate of about 20% a year 2. The company uses PayPal to process and manage all of its payments, Freeman says: "We have all of our money coming into one place, which makes it easy to track where sales come from."

Freeman has used PayPal Working Capital loans 3 to buy honey from beekeepers in the summer, so he's fully stocked with inventory when the holidays approach. "PayPal Working Capital gave us additional capital when cash flow was tight, and the loans are paid directly from our PayPal account when we have sales," Freeman says.4 After generating sufficient revenue, Bee Raw was able to easily pay back the loans through their PayPal account.

Another of Freeman's necessities was being able to sell on the go. He used PayPal Here, the mobile card reader, to process payments wherever he was selling, and keep up with his customers, who didn't always have cash on hand. "We want people to taste the honey and understand the different flavors, and we'll ask them to sign up for our newsletters," Freeman says. "So the festivals and markets are just as much about lead generation as they are about sales. When people are ready to buy at the markets, PayPal Here lets us process the purchase so they can take home their honey right away."

PayPal for the consumer is convenient, but PayPal can offer even more to a small business. These entrepreneurs used PayPal to accelerate the growth of their businesses. PayPal can be an all-in-one payment processor for however your business sells today or in the future -- online, in store, on the go, or in marketplaces. PayPal is right for any level of business and entrepreneur -- from those just getting started to those expanding internationally.

Update: PayPal can be your trusted business partner, starting at $0 a month, and signup takes as little as 15 minutes! Follow this link to start accelerating your business with PayPal today.

1PayPal Credit is subject to credit approval, as determined by the lender, Comenity Capital Bank. 2Data is based on the business's own internal analysis. 3PayPal Working Capital is subject to credit approval, as determined by the lender, WebBank, Member FDIC. 4Subject to minimum payment requirement of 10% of the total loan amount (loan + fee) every 90 days. See Terms and Conditions for details. Advertisement

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Over two years into the most momentous event in our lives the world has changed forever … Some of us have PTSD from being locked up at home, some are living like everything’s going to end tomorrow, and the rest of us are merely trying to get by. When the pandemic hit we entered a perpetual state of vulnerability, but now we’re supposed to return to normal and just get on with our lives.

What does that mean? Packed bars, concerts, and grocery shopping without a mask feel totally strange. We got used to having more rules over our everyday life, considering if we really had to go out or keeping Zooming from our living rooms in threadbare pajama bottoms.

The work-from-home culture changed it all. Initially, companies were skeptical about letting employees work remotely, automatically assuming work output would fall and so would the quality. To the contrary, since March of 2020 productivity has risen by 47%, which says it all. Employees can work from home and still deliver results.

There are a number of reasons why everyone loves the work from home culture. We gained hours weekly that were wasted on public transport, people saved a ton of money, and could work from anywhere in the world. Then there were the obvious reasons like wearing sweats or loungewear all week long and having your pets close by. Come on, whose cat hasn’t done a tap dance on your keyboard in the middle of that All Hands Call!

Working from home grants the freedom to decorate your ‘office’ any way you want. But then people needed a change of environment. Companies began requesting their employees' RTO, thus generating the Hybrid Work Model — a blend of in-person and virtual work arrangements. Prior to 2020, about 20% of employees worked from home, but in the midst of the pandemic, it exploded to around 70%.

Although the number of people working from home increased and people enjoyed their flexibility, politicians started calling for a harder RTW policy. President Joe Biden urges us with, “It’s time for Americans to get back to work and fill our great downtowns again.”

While Boris Johnson said, “Mother Nature does not like working from home.'' It wasn’t surprising that politicians wanted people back at their desks due to the financial impact of working from the office. According to a report in the BBC, US workers spent between $2,000 - $5,000 each year on transport to work before the pandemic.

That’s where the problem lies. The majority of us stopped planning for public transport, takeaway coffee, and fresh work-appropriate outfits. We must reconsider these things now, and our wallets are paying

the price. Gas costs are at an all-time high, making public transport increase their fees; food and clothes are all on a steep incline. A simple iced latte from Dunkin’ went from $3.70 to $3.99 (which doesn’t seem like much but 2-3 coffees a day with the extra flavors and shots add up to a lot), while sandwiches soared by 14% and salads by 11%.

This contributes to the pressure employees feel about heading into the office. Remote work may have begun as a safety measure, but it’s now a savings measure for employees around the world.

Bloomberg are offering its US staff a $75 daily commuting stipend that they can spend however they want. And other companies are doing the best they can. This still lends credence to ‘the great resignation.’ Initially starting with the retail, food service, and hospitality sectors which were hard hit during the pandemic, it has since spread to other industries. By September 2021, the US Bureau of Labor Statistics reported 4.4 million resignations.

That’s where the most critical question lies…work from home, work from the office or stick to this new hybrid world culture?

Borris Johnson thinks, “We need to get back into the habit of getting into the office.” Because his experience of working from home “is you spend an awful lot of time making another cup of coffee and then, you know, getting up, walking very slowly to the fridge, hacking off a small piece of cheese, then walking very slowly back to your laptop and then forgetting what it was you’re doing.”

While New York City Mayor Eric Adams says you “can't stay home in your pajamas all day."

In the end, does it really matter where we work if efficiency and productivity are great? We’ve proven that companies can trust us to achieve the same results — or better! — and on time with this hybrid model. Employees can be more flexible, which boosts satisfaction, improves both productivity and retention, and improves diversity in the workplace because corporations can hire through the US and indeed all over the world.

We’ve seen companies make this work in many ways, through virtual lunches, breakout rooms, paint and prosecco parties, and — the most popular — trivia nights.

As much as we strive for normalcy, the last two years cannot simply be erased. So instead of wiping out this era, it's time to embrace the change and find the right world culture for you.

What would get you into the office? Free lunch? A gym membership? Permission to hang out with your dog? Some employers are trying just that.

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Did you hear about the Great Resignation? It isn’t over. Just over two years of pandemic living, many offices are finally returning to full-time or hybrid experiences. This is causing employees to totally reconsider their positions.

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