Owning a property is one of the greatest signs of achievement in this country. But that achievement comes at a price. What are we talking about? Your mortgage. We know it's difficult to pay off, whether the economy is in flux or whether you struggle with poor credit. But for any homeowner, a mortgage doesn't have to be a prison sentence. Here's how to make it a much simpler obstacle to hurdle.

Home refinancing can be a really good option once your first loan is paid off in order to create a new mortgage with an adjusted interest term and rate. There's just a few things to consider before refinancing, because it might not be beneficial in all situations. That's why we trust LendingTree, a company that finds you great deals on loans, to get you on track to a better mortgage.

Here's how it works. Simply log onto their site and go to home loans and "Refinance." Enter the type of property you own and click to view your free offers. Then, answer a few questions about how you use your property, your zip code, the property value, the remaining 1st mortgage balance, and whether or not you have a second mortgage (and remaining balance). Then, enter how much additional cash you'd like to borrow as well as your credit score, and a bit about your personal financial history to receive information on pre-qualification for home refinancing. It's as straightforward as that!

LendingTree offers much more than just feedback on your eligibility for home refinancing, but also includes a mortgage calculator, home affordability calculator, refinance calculator, and refinance payment calculator. They also provide useful resources on mortgage and refinance rates and mortgage lender reviews, so you can educate yourself about how to best continue on your road to getting that mortgage paid off for good.

Home ownership is a huge responsibility, and mortgages can often seem burdensome if they were poorly negotiated. However, LendingTree is there to provide assistance in helping you refinance your home in a simple process.

Update: Follow this link to find out more about home refinancing with LendingTree!

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Airbnb is a great option while traveling, but you should protect yourself from damage charges from unscrupulous hosts.

Airbnb offers an affordable option for people looking to be more comfortable as they travel.

However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.

And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.

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What Are NFTs?

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Twitter founder Jack Dorsey made the news for selling his first ever tweet. The app has been teasing paid subscription models and newsletter-like features, but tweets for sale is "the next frontier."

The 2006 tweet went up for auction as an NFT, and the current bid is $2.5 Million. But what does it mean to own that? Why would anyone want to? And what even is an NFT?

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Long gone are the days when the majority of Americans dreamed about owning a home with a white picket fence.

The traditional American Dream may be on its deathbed, but that doesn't mean a core component of the vision can't survive. It simply takes a diverse perspective. People can still believe they can attain their own vision of success in society with hard work, knowledge, and risk-taking. Investing in today's American Dream may literally mean investing money in our modern economy, starting with our infrastructure.

Real estate investing in particular is a lucrative method that can boost income and secure a better financial future for many. There's always risk involved, but the payoffs can far outweigh the uncertainty. Selecting solid financial investments is about confidence and competence. If you're looking for some advice on this kind of investment, here are a few savvy tips for new real estate investors.

Stick To a Specific Strategy or Niche

Real estate is a challenging sphere of the business world, one that requires several key skills: groundwork knowledge, networking, perseverance, and organization. True knowledge of the real estate market will come with time and experience, but it's a smart idea to select one area of the market and stick to it. This is the best way to attain in-depth familiarity with your specific niche.

First, choose a geographical area close by and then a niche strategy within it, such as house flips, rental rehabs, or residential or commercial properties. By doing so, you can become aware of current inner working conditions in the market and you'll have a better idea of how these trends may change in the future.

Be Vigilant About Viable Financing Options

While it takes money to make money, you don't have to use all your own money. A common misconception about real estate investing is that you must be wealthy to start off. This isn't straight fact, however. A majority of people can test the waters of real estate investing without a lot of initial cash in their pocket.

Aside from traditional financing options from banks and institutions, private lending options can be worthy solutions. Hard money lenders are popular, reasonable choices, and they tend to have fewer qualification requirements upfront. However, be sure to strategically choose a hard money lender to find the best possible fit.

Master the Art of Finding Good Deals

There may be hundreds of thousands of available properties for sale on the current market, but the bulk of them will never amount to the final money-making result you desire. Another great tip for new real estate investors is to use good math to estimate profit. Taking risks is part of the process, but you have the ability to analyze properties and use networking sources to find the greatest deal. You can't win every deal, but you can steadily work towards a thriving financial future.