Whether your just starting out, or just starting over, getting the ball rolling towards building a strong credit score takes work. And there's a catch-22 because applying to too many places and getting rejected also negatively impacts your score. Improving or establishing your credit will make it easier to rent or own a home, buy or a lease a car, get approved for a loan, and even some employers may review your credit history to get a better understanding of you character on paper. Fear not, products adjust to the needs and to the times and here are some options that will quickly help you build your credit back up so that you can enjoy the access and the perks that come with it.