financial crisis

In recent years, the Buy Now, Pay Later (BNPL) service has become an increasingly popular way for consumers to make purchases and spread the cost over time. This payment option is widely available, allowing consumers to buy everything from clothes to electronics, and even groceries, and pay later in installments, often without interest. While BNPL

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After the 2008 financial crisis, 465 banks failed between 2008 and 2012. Only 10 banks failed in the five years leading up to 2008. Over 10 years later, the big banking industry hasn’t collapsed, but public trust in the sector has been irrevocably damaged by the institutional failure of the financial crisis. As an alternative,

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