credit history

I can’t remember who gave me this personal finance hack, or, rather, advice: but one juicy tidbit was that I should keep a balance on my credit cards and that it would up my credit score. I’ve even wiped out the balance on a credit card debt and then purchased something that I slowly pay

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I’ve been thinking a lot about goal setting in the New Year…and not in the cliche resolution way. Not in the way that I get overzealous and aim to save $10,000 in one year, change my entire life around, and find the apartment of my dreams. Not in the way that sets me up for

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Your credit score and history obviously affect your ability to qualify for a low-interest loan on a car or a house, but they also influence other aspects of life. Your credit can affect everything from your insurance rates to your ability to rent a home, and even your chances of landing that dream job. Fortunately,

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Debt is an almost unavoidable part of life, and with high-interest rates and late fees, getting out of it can feel like an uphill battle. To make it even harder, most credit cards charge transfer fees, even those with 0% balance transfer offers. The average transfer fee is about 3% of the amount transferred, which

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