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5 Financial Influencers Millennials Need to Follow

We use social media to keep up with the latest in the worlds of pop culture, politics, fashion, and music, so why not the world of finance? Whether you want to keep up with financial trends or get some quick money advice, we've gathered a list of five of the best personal finance influencers you need to follow.

1. J Money, Budgets Are Sexy

J. Money is a Mohawk rockin' husband and father who has been in the blogging business since 2008. His casual and easy to comprehend writing style makes learning about the financial world easy for anyone. J has received 12 industry awards and recently posted about his achievement of reaching a net worth over $1 million. If nothing else, you should at least follow him for his "dad worthy" money jokes!

Website / Twitter

2. Michele Schroeder-Gardner, Making Sense of Cents

Michele Schroeder-Gardner has been writing for her blog, Making Sense of Cents, since 2011 and has over 20 awards to show for it. She started her blog sharing how she paid off $38,000 in student loan debt in only 7 months. She now travels full-time. She's currently living on a sailboat with her husband. She shares best practices for paying off student loan debt along with some great tips for making money online. Plus, following her travel journeys is worth the follow alone!

Website / Twitter / Instagram

3. Erin Lowry, Broke Millennial

When I discovered Erin on Twitter, the first thing I noticed was her coined hashtag, #GYFLT (get your financial life together), which I naturally thought meant get your f***ing life together. The author of two books in the financial industry, Erin graduated from college debt-free and has been featured on CBS Sunday Morning, CNBC, and Fox and Friends. Upfront and hilarious, she breaks down the often confusing and scary finance world for Millennials.

Website / Twitter / Instagram

4. Tina Hay, Napkin Finance

What better way to guide you through the financial world than through pictures drawn on napkins? Tina is the founder and CEO of Napkin Finance, a site that makes money easy to understand through visualizations drawn on yes, you heard right, napkins! As their website so bluntly puts it, Napkin Finance is "everything you need to know about money in 30 seconds or less." Napkin Finance has collaborated with companies like JP Morgan, UBS, Michele Obama's Better Make Room Initiative, and the United States Olympic Committee. These bite-sized lessons make learning about money fun and quick.

Website / Twitter / Instagram

5. Lily, The Frugal Gene

Lily and her husband write for their blog, The Frugal Gene. She is a first-generation immigrant from China who was raised in San Francisco. Lily shares how her journey out of a life of poverty was the key motivator in attaining FIRE (financially independent, retiring early). Lily was able to pay off all of her student loan debt with only a part-time job in eight months! She shares interesting and unique tips on saving money, and she has been featured on The Cut, Rockstar Finance, Tiller Money, and Money.

Website / Twitter / Instagram

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Take a ‘Time Out’ from your overworked lifestyle

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A recently posted job advertisement from Time Out New York highlighted the overworked everyday routine of Melissa Sinclair, an anonymous employee.

From scrambling to meet deadlines and struggling to hire suitable freelancers, Sinclair is at risk of becoming "burnt out" or wanting to leave.

Not only can Sinclair not find "good enough candidates," she has to do the missing work herself — which includes working on multiple cities. Sinclair is currently "completely swamped and overwhelmed," even with the design team chipping in and helping her.

The proposed solution highlighted in the ad — presumably a private message between two employees — is to hire a full-time photo editor instead of relying on fickle and uncertain freelancers.

Of course, the Internet had a field day — Twitter users even got the hashtag #GiveMelissaARaise trending along with memes and gifs depicting the situation. Since then, the original posting on Indeed has been taken down.

It's all fun and games when we're looking at the situation from the outside.

But what about the actual day to day life of Sinclair? Being overworked and stressed can have damaging effects to your health — sometimes even risking your life.

According to a number of different studies, overworking and stressing can accumulate to various health problems such as trouble sleeping, depression, alcoholism, diabetes, heart disease and impaired memory.

Recent studies have also suggested that overworking might be a factor in approximately 120,000 deaths a year.

If you're stressed out all the time or always dreading the work day, I've got some bad news for you — you're on the fast track to burning out.

Instead of trying to keep up with your current lifestyle, take a breather and rethink your commitments.

Reevaluate your expectations — you're not always going to accomplish those enormous goals you set for yourself and that's okay. Learn how to say no to certain assignments that are unnecessary or will add too much to your workload.

Take vacation days — don't save up all your vacation days until the very end. Space them throughout the year and use them to develop your interests and hobbies. Or just go to the beach!

Don't compare yourself to others — sure, Margaret from the next office over can do a little more than you. But does she have the same lifestyle as you? The same commitments? Realize that everyone is different and it's okay to not have the same accomplishments as everyone else.

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