save you money

FAHMIDA AZIM / "Johar Joshanda" / Editorial Illustration for Eater

You keep making the same mistake. When you're in the drug store picking up contact solution or toilet paper or a candy bar or condoms or a pregnancy test or hair dye or however you spend your week day evenings, you pass a sale on the invariably overpriced cold medicine and just walk on by.

Stop it. Stop it right now.

Cold and flu season is already hard enough on your body, your mental health, and your wallet, with drug stores carrying an average of 300 cold medicine products at any given time. Why are there so many products? It's not about what you need to remedy symptoms but about your spending power as a consumer, with reports tallying more than $30 billion spent on over-the-counter medication in 2017. The cornucopia of cold and flu products usually results in choice paralysis, as you stand in the aisle facing a barrage of information until you finally select whatever packaging looks more trustworthy or whichever one's had the most memorable commercial.

Don't fall for it. Consider these tips from pharmacists, doctors, and legions of people who barely get by on living wages but who've learned to hack the system during cold/flu season:

1. Buy Generic

Consider this: Pharmacists and doctors who have studied the ingredients in brand name medicine often buy the generic versions for themselves (up to 90% of the time, according to some surveys). With the power of Dr. Google (and all those skills acquired from those spot-the-differences games as a child), you can save a lot of money by just studying the ingredients on the boxes of brand name and generic versions. Learn the generic names of your medication, and you can save 20% to 50% on your cold medicine.

2. Search for Manufacturer's Coupons

If you simply prefer brand names and take comfort in the extra placebo effect, by all means indulge yourself. But you can also go to the manufacturer's website to find coupons. While you're waiting in the check-out line, take one moment to search on your phone to find that brand name medications like Zyrtec, Allegra, Tylenol, and Advil usually offer coupons and savings clubs through their websites.

3. Sign Up for a Discount Program

Similarly, discount programs like FamilyWize, GoodRx, and WellRx are easy-to-use apps that bring discount codes straight to your phone. These programs work with common drug stories like Walgreens, CVS, Target, Rite Aid, and Walmart.

4. Timing (Stock Up!)

Most manufacturers start offering coupons in late October, and when combined with in-store coupons, you can save double. So don't walk past sales on cold medicine just because that office bug hasn't hit you yet. It's best to stock up! Also keep in mind that cold medicine does expire, so check for boxes with the latest expiration date you can find.

5. Ask Your Pharmacist

A little known fact is that pharmacies will create their own saving programs to incentivize customers to shop there. As Caroline Carpenter, financial adviser and creator of the website mycouponexpert.com, told USA Today, "Almost all pharmacies do this, but you have to ask. 'Why?' They don't advertise it." Additionally, some pharmacists will even match competitors' prices if you can prove you can find it cheaper elsewhere.

6. Shop Smart: Don't Duplicate Ingredients

With similar ingredients appearing in multiple cold remedies, it's possible to overdo it and cause more harm than relief. So another reason you should familiarize yourself with the ingredients list is to make sure you don't go overboard with the acetaminophen (Tylenol). That won't help your wallet or your liver.

Ken Majkowski, chief pharmacy officer of FamilyWize, advises, "Most products have multiple ingredients that do the same thing. You just need two: one for day and one for night." Ideally, you should stock up on a non-drowsy decongestant for the daytime and a nice, sleepy Nyquil knock-off for the night.

7. Ask a Doctor for Free Samples

The next time you check in with a doctor to make sure your cough is just a cough and not the black lung or throat cancer (because who doesn't fall into a WebMD spiral from time to time?), ask for a free sample instead of a good-job lollipop. Doctors' offices often have an overstock of common medications like ibuprofen, and there's no harm in asking.

The reality is that medicine is undoubtedly, unfairly expensive, and it's only getting worse. Lea Prevel Katsanis, a former pharmaceutical marketing executive and author of Global Issues in Pharmaceutical Marketing, says, "Drug companies employ many scientists, physicians, marketing people, and others who really are motivated by helping others, but there are some industry leaders who don't get it. They just don't understand that when they raise the price of a drug by 300 percent, they get pushback."

But the good news is: We're all in this together (aside from the 0.8% of the world's population who hold 44.8% of the world's entire wealth, but screw them). So, yes, always wash your hands, get as much sleep as you can, and eat well, but when that cold inevitably hits you, demand to talk to the pharmacist and your local doctor. Self-advocate and demand the best healthcare you can get, and don't stop asking until you get it. As the wise slogan of the Area 51 raid said, "They can't stop all of us." With enough discontent, the system will be forced to change.

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The cost of living in New York City has always been high, but now it is the highest it's been in years. Rent won't come cheap, especially if you want to live in Manhattan, and nine times out of ten: Nothing will be included with your rent.

Yet even with the odds stacked against you, there is a way you can still save money on your bills while living in the most expensive city in the world. Here is how to save the most money on your bills without stress.

Wash Your Clothes in Cold Water

It may seem silly, but 90 percent of the energy that a washing machine uses goes towards heating the water. If you're lucky enough to even have a washing machine, cut your energy use in half by washing clothes in cold water. The clothes will still get clean, and your energy bill will be cut in half.

Turn Your Heat or AC off When You Leave The House

This may seem like a no brainer, but you'd be surprised how many people forget to turn off appliances when they're in a rush to get out the door. If you really wanna cut down on energy costs, make sure your heat or AC is only one when you absolutely need it. Otherwise, throw on a sweater or take a cold shower.

Change and Clean Your Filters

It's a tactic many people aren't aware of, but taking a few minutes to clean your air filters actually increases the efficiency of your appliances. If the air filters or clogged and dirty, the units will have to work harder to pump out energy, thus increasing your monthly costs.

Check for Leaks

Many of the apartments in New York City are pretty old, so it's common that door frames, windows, and basements will have air leaks. Take the time to figure out if you have any leaks in your apartment. Leaks will let out heat or AC, thus requiring you to use more energy in order to get your fix. To seal them up, purchase Caulk from any hardware store, and you're guaranteed to get more bang for your buck from your appliances.

Load Up Dishwasher Properly

Many people think that after dinner, you load the dishwasher with your dishes and run it immediately. Chances are if you haven't taken the time to get excess food off of your plates and bowls, then they are not gonna be cleaned properly. Make sure to scrape off any scraps as best as you can before loading your dishes into the dishwasher. Also, make sure the dishwasher is loaded up all the way before running it. Both of these tactics will save you a ton on electricity.