Life insurance never crossed my mind. I mean, I'm in my 30s, it's not exactly something I felt like I needed. But when I decided to look into it, the more research I did, the more I realized that there are benefits to getting life insurance when you're young.

It may seem like an unnecessary hassle, but when I came across Bestow, their easy, convenient sign up and super low premiums made me view life insurance very differently.

Curious as to why? Here are all your questions answered.

I'm young and healthy, why should I care about this now?

To build a strong financial foundation, you must have the right tools. And the earlier you acquire these tools, the better. This is the time to capitalize on your youth to secure an affordable life insurance policy because as you get older, life insurance won't be as affordable.

Of course, the thought of life insurance can seem a bit morbid, but it's a relief to know at the back of your mind that if something did happen, your loved ones would be safe and financially secure.

Is it expensive?

Nope. Bestow's plans start at only $8 a month. Sure, life insurance may seem like an unnecessary expense when you're in your 30s, but at that price with the security you are giving yourself, your family, and loved ones, it's hard to justify why you wouldn't get it. It's literally the price of just two coffees a month!

I don't understand life insurance, how does it work?

Life insurance can seem complicated – I know. There are so many different companies and policies, it's tempting to avoid the whole process altogether. If you're the sort of person who has no idea where to start with life insurance, then Bestow could not make it any easier.

For most life insurance policies, the process involves going to the doctor for an assessment, obtaining paperwork, and experiencing an overall lengthy back-and-forth application process. In comparison, Bestow's application process is so simple and straightforward.

Bestow's website is easy to navigate – you just fill out a brief application, and they review your answers to determine if you're eligible. Bestow offers term insurance at 2 year, 10 year, and 20 year policies.

Do I need to go to the doctor?

No, not with Bestow! There are no doctor's visits, no needles, and no overwhelming paperwork, unlike many other insurance companies. The evaluation is done completely online on your own time (which can take as little as 5 minutes).

If you don't have time to go to the doctor (and would appreciate avoiding the needles involved in getting bloodwork done), Bestow is the ideal insurance for you.

What if I change my mind?

If you cancel the policy within the first 30-day free-look period, you get a full refund. Plus, if you decide that you don't need it or can't afford it, you can cancel the plan at any time with no early-cancellation fees. In reality, at such an affordable price, it's definitely worth it to protect your loved ones.

While I never imagined I would get life insurance in my 30s, I'm so relieved that I found Bestow. It is good to know that if anything were to happen to me, my loved ones would be safe and financially secure.

At the price of just two coffees a month with such an easy application process, Bestow is a great option for life insurance.

Learn more about Bestow today and protect your loved ones no matter what happens.