Photo by Brooke Lark on Unsplash

2019 is shaping up to be the year of the employee. With wages and benefits expected to increase, along with an influx of new positions offering flexible work environments, it's a good time to be a job candidate. But with more opportunities comes new challenges. According to US News and World Report's 2019 Job Forecast, employers are using new hiring tactics—from personality tests to machine learning assessment tools—to find candidates with the strongest hard and soft skill sets.

If your brain just did a double take, here's an explainer: Hard skills focus on technical, practical workplace knowledge—a proficiency in certain technical tools required for the job (anything from Quickbooks to Java). Soft skills, which are becoming increasingly more essential to the global workforce, tend to be more culture-focused—from communication and adaptability to an understanding of a company's core values.

Ariel Schur, CEO of ABS Staffing Solutions, tells US News and World Report that companies are "really delving into a deeper level of trying to discern their skill level and knowledge."

Janelle Gale, Facebook's vice president of human resources, echoes that sentiment. "We actually value skills over experience in the grand scheme of things," she tells CNBC. "Apply if you have the relevant skills even if you don't have the right experience, because we're looking underneath the surface for what's really going to matter here and that's what skills you can bring to the table."

So what skills do you need to land your dream job in 2019? According to LinkedIn's latest survey the top in-demand hard skills include UX design, people management, analytical reasoning, AI and cloud computing. The most sought-after soft skills are creativity, persuasion, adaptability, collaboration and time management.

So how do you cultivate the skills you need to land the job you want? You create your own educational program courtesy of the Internet. Here's your three step program.

Go the Head of the Class:

If you're looking to pump up your hard skills, look no further than your laptop. Online learning courses provide low-cost or no-cost courses and research resources on everything from AI to UX and beyond. Check out MockPlus' list of free online UX Design courses provided by professors from University of Michigan, Georgia Institute of Technology and UCSD. Looking to tackle another hard skill? No problem. Sites like EDX and Coursera allow you to search from a database of hundreds of online university courses—from Architecture to Communication and Data Analysis. If you want to learn while you're commuting or working out, there's an app for that. iTunesU features hundreds of lectures from universities around the country so you can brush up on your hard skills for free, without taking too much time out from your busy schedule.

Hit the Books:

If you want to land a top paying gig, skills like analytical reasoning and people management are key. The good news is that the people who have mastered these skills are eager to pass them along. Check out How To Think: A Complete Guide to Analytical Thinking (free on Kindle Unlimited!). In it, Gary Lorrison, of the Oxford Center For the Mind, covers "all of the essential elements of good analytical thinking from different types of claims and beliefs, via argument structure, fallacies and cognitive biases to sound conclusions and consequences as well as how to compare arguments and the best state of mind to consider problems." When it comes to management skills, there are almost too many books to choose from, but Inc.com narrowed it down with this list of 15 books every new manager should read—from Brene Brown's Braving the Wilderness to Carol Dweck's Mindset: The New Psychology of Success.

Watch, Listen and Learn:

When it comes to learning those essential soft skills, mentorship can go a long way. In the digital age that means TedTalks and podcasts with leaders you most admire. If you're stumped by the mystery of creativity—especially creativity under pressure—Eat Pray Love author Elizabeth Gilbert is here to help. From her life-changing TedTalk (seriously, it will blow your creative mind open) to her Magic Lessons podcast, she is the master of unblocking your brain and thinking big picture. With regards to communication skills, Julia Dhar's talk on How To Disagree Productively and Find Common Ground is a great place to start (in less than 15 minutes!). And don't forget David Pogue's 10 Top Time-Saving Tech Tips for time management insights. For more insights on both hard and soft skills from the masters, check out the TedTalks topic page or subscribe to some of the best career-oriented podcasts out there. Emma Gannon's CTRL ALT DELETE features interviews with thought leaders from every field on navigating career challenges in unexpected ways. The Accidental Creative explores creativity in the workplace and The School of Greatness examines how top leaders have overcome some of the toughest career obstacles.

In today's competitive workforce, it's not only crucial to have a skill set you can list on resume, but one you can prove in practice to your potential employer. Absorbing lessons and insights from the titans of every career field is bound to make you a more valuable employee. All you need is a pair of headphones and an open mind.

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I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.

There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).

After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.

It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.

That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.

I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.

Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.

Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).

More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.

The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.

I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.

Update: Our friends at Truebill are extending a special offer to our readers! Follow this link to sign-up for Truebill.