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Today, more than ever, it seems travel has become an important part of our culture, whether you're traveling for work, taking advantage of your vacation time or simply following your wanderlust dreams. If you aren't living that trust fund lifestyle, but are still trying to live up to your globetrotting potential, then you may quickly find that money is a big determining factor in where and how often you can get away. The good news for all you jet-setters out there is that there are a lot of credit cards with benefits and rewards that can help you maximize every dollar spent towards travel. These are the top credit cards for world travelers.

Capital One Venture Rewards Credit Card

  • Earn 40,000 miles after spending $3000 in the first 3 months of account opening (equivalent to $400 towards travel)
  • 2x miles on every purchase and 2x miles on dining in the US
  • No foreign transaction fees
  • $0 introductory fee for the first year, then $59 after tha

Chase Sapphire Preferred Credit Card

  • Earn 50,000 points after spending $4000 in the first 3 months of account opening (equivalent to $625 towards travel)
  • 2x points on travel including airfare, transportation, and hotels and 2x points on dining worldwide
  • No foreign transaction fees
  • $0 introductory fee for the first year, then $95 after that

Premier Rewards Gold Card from American Express

  • Earn 25,000 points after spending $2000 in the first 3 months of account opening
  • 3x points for airfare purchases, 2x points for restaurants, gas stations and supermarkets, and 1x points on all other purchases
  • $100 airline fee credit for incidental fees each calendar year
  • No foreign transaction fees
  • $0 introductory fee for first year, then $195 after that

Southwest Rapid Rewards Credit Card

  • Earn 40,000 points after spending $1000 in the first 3 months of account opening
  • 2x points for Southwest purchases and on purchases with Rapid Rewards hotel and car rental partners, and 1x points on all other purchases
  • 3,000 bonus points as a Special Anniversary Gift
  • Southwest perks- 2 free checked bags; no blackout dates or seat restrictions
  • $69 annual fee

United Mileage Plus Explorer Card

  • Earn 50,000 bonus miles after spending $3000 on purchases in the first 3 months of account opening
  • 2x miles for airfare purchased through United, 1x miles on all other purchases and other opportunities for bonus miles
  • United perks- free first checked bag, priority boarding and lost luggage reimbursement
  • No foreign transaction fees
  • $95 annual fee

Barclaycard Arrival Plus World Elite Mastercard

  • Earn 50,000 bonus miles after spending $3000 on purchases in the first 3 months of account opening
  • Earn 2x miles on all purchases and get 5% miles back every time you redeem
  • 0% introductory APR for first 12 months
  • No foreign transaction fees
  • $0 fee for the first year, then $89 annual fee after that

British Airways Visa Signature Card

  • Earn 50,000 Avios points after spending $3000 on purchases in the first 3 months with opportunities to earn additional bonus points during the first year of account opening
  • Earn 3x Avios points on British Airways purchases and 1x Avios points on all other purchases
  • Automatically enrolled in the Executive Club for new card members
  • No foreign transaction fees
  • $95 annual fee
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Airbnb is a great option while traveling, but you should protect yourself from damage charges from unscrupulous hosts.

Airbnb offers an affordable option for people looking to be more comfortable as they travel.

However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.

And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.

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Long gone are the days when the majority of Americans dreamed about owning a home with a white picket fence.

The traditional American Dream may be on its deathbed, but that doesn't mean a core component of the vision can't survive. It simply takes a diverse perspective. People can still believe they can attain their own vision of success in society with hard work, knowledge, and risk-taking. Investing in today's American Dream may literally mean investing money in our modern economy, starting with our infrastructure.

Real estate investing in particular is a lucrative method that can boost income and secure a better financial future for many. There's always risk involved, but the payoffs can far outweigh the uncertainty. Selecting solid financial investments is about confidence and competence. If you're looking for some advice on this kind of investment, here are a few savvy tips for new real estate investors.

Stick To a Specific Strategy or Niche

Real estate is a challenging sphere of the business world, one that requires several key skills: groundwork knowledge, networking, perseverance, and organization. True knowledge of the real estate market will come with time and experience, but it's a smart idea to select one area of the market and stick to it. This is the best way to attain in-depth familiarity with your specific niche.

First, choose a geographical area close by and then a niche strategy within it, such as house flips, rental rehabs, or residential or commercial properties. By doing so, you can become aware of current inner working conditions in the market and you'll have a better idea of how these trends may change in the future.

Be Vigilant About Viable Financing Options

While it takes money to make money, you don't have to use all your own money. A common misconception about real estate investing is that you must be wealthy to start off. This isn't straight fact, however. A majority of people can test the waters of real estate investing without a lot of initial cash in their pocket.

Aside from traditional financing options from banks and institutions, private lending options can be worthy solutions. Hard money lenders are popular, reasonable choices, and they tend to have fewer qualification requirements upfront. However, be sure to strategically choose a hard money lender to find the best possible fit.

Master the Art of Finding Good Deals

There may be hundreds of thousands of available properties for sale on the current market, but the bulk of them will never amount to the final money-making result you desire. Another great tip for new real estate investors is to use good math to estimate profit. Taking risks is part of the process, but you have the ability to analyze properties and use networking sources to find the greatest deal. You can't win every deal, but you can steadily work towards a thriving financial future.