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You're exhausted, stressed, and overwhelmed. Your workload feels insurmountable, and the more you try to tackle it, the harder it becomes. You haven't spent time with friends, gone to the gym, or eaten anything that wasn't delivered in weeks. You feel out of touch with your life outside of work and that only compounds your anxiety. Your body is telling you that you need a day off, but your mind can't even conceive of it.

Welcome to job burnout—a growing workplace condition that as many as 67% of Americans have experienced, according to a recent Gallup poll. "A lot of burnout really has to do with experiencing chronic stress," Dr. David Ballard, head of the APA's Psychologically Healthy Workplace Program, tells Forbes. "In those situations, the demands being placed on you exceed the resources you have available to deal with the stressors."

If this sounds all too familiar, it's probably time to take action. Maybe quitting your job, or even taking a two-week vacation isn't realistic at the moment. But a personal day to recharge and reset? Sometimes, 24 hours can make a difference.

Sure, you may not have the flu or a broken bone, but that doesn't mean you have to feel guilty for taking a breather. "Many people...don't feel entitled to prioritize their well-being," psychologist Alison Ross tells US News and World Report. "In my view, the short-term gains from giving oneself a break – even if it's one day out of the office – can make a big difference in terms of reestablishing a better sense of well-being."

Call it a sick day if it makes your boss feel better, and tell yourself it's a mental health day if it alleviates any personal guilt. What's most important is that the next 24 hours are stress-free. Once you've set aside the day, it's time to consider the best way to reset and recharge. Barring doing work on your day off, there is no wrong way to spend your personal day. But setting your intention and paying attention to your most pressing needs is crucial. "A mental health day should be designed to give your mind, body, and spirit just what it's craving most—which is different for every person," work-life expert Kathy Caprino tells Shape. With that in mind, here are some options to help you make the most of your day off.

If you want to feel productive without logging on

Clean your fridge, reorganize your closet, Marie Kondo your desk drawers. Find that cluttered or dirty spot in your home you've been meaning to tackle, put on your favorite podcast and go to town. Take your time, enjoy the process and don't spend more than a few hours on it. The idea is to accomplish one small task on your backlogged to-do list that will make your life a little easier when you return to work. Maybe a cleaned-out closet will make you want to get dressed the next morning, or a freshened up desk will inspire new ideas.

If you want to kickstart a healthy habit

When you're in all-work, no-play mode, everything—even crucial self-care habits—get tossed aside. Pretty soon, the idea of taking a yoga class or going for a run seems like a luxury you can't afford. Your day off is a good opportunity to remind yourself how important your physical and mental health is to your overall well-being, not to mention productivity. Take an exercise class, download a meditation app like Headspace, go for a bike ride, and while you're at it, consider how to make time for one of these healthy habits on your workdays. If you've been eating takeout, you might want to treat yourself to some fresh produce and prepare some healthy meals for the next few days. For inspiration, check out some quick (and budget-friendly) recipes here.

If you're missing that connection with people you love

Is there a friend you haven't seen in ages or a family member you just need some quality time with? Burnout can make you feel like your losing yourself, and connecting with loved ones is the best way to remember what matters to you most. Whether exploring a new part of town with a friend, grabbing lunch with your sibling, or just Facetiming with your mom for an hour, catching up with your core folks can reset your priorities and ground you when you're feeling lost.

If you want to plan your next move

So the thought of going back to work in 24 hours makes you sick to your stomach and you know you need to change your job, heck, your career trajectory. Deep breath. You can't figure it all out in one day, BUT you can get yourself on the right track. The first thing to do is look at your finances, figure out how much you need to earn, how much you've saved and whether or not you have enough to live on if you really need to quit your job. Next, start thinking big picture. Ask yourself these larger career questions and write your answers in a journal, read up on some job-shifting advice, and check out this 6-step plan to help you figure out your next move. Don't expect to have all the answers right away, but making room to consider what's possible—financially and professionally—will set you on the right path and help you feel more in control when it's time to go back to work.

If you just want to feel better

If you're feeling physically sick or mentally unable to cope, use this time to set up doctors appointments—whether with specialists, primary care physicians or therapists. If you can see someone on your day off, great, but just getting some appointments on your calendar is a huge step in the right direction when it comes to prioritizing your health over your day-to-day job responsibilities.

If you're simply exhausted and need to shut down

Sleep, my friend. Sleep as long and as hard as you can. And when you wake up, binge watch all the shows, read all the books, take all the baths and wear all the cozy slippers and robes. Stock up on guilt-free relaxation and give your body what it needs. Restorative sleep and relaxation is essential for physical and mental well-being and if you get enough of it, you will be 100% sharper when it's time to get back to work.

No matter how you spend your personal day, don't forget that it's PERSONAL. If you're planning on doing work, that work should be dedicated to your life rather than your immediate superior's needs. While you might not be able to cure burnout or fix all your work problems in 24 hours, hopping off the treadmill for a day gives you a chance to regroup, recharge and gather the strength to make bigger changes down the road.

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I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.

There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).

After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.

It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.

That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.

I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.

Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.

Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).

More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.

The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.

I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.

Update: Our friends at Truebill are extending a special offer to our readers! Follow this link to sign-up for Truebill.

My buddies and I always try to make it out to a game, but we never really care which one we end up at. Obviously we have our favorite sports and teams, but it was rarely about what game we went to or who we saw playing. It was about watching the game live.

In the early months of lockdown, all we had was Korean baseball, and trust me, we loved it. The only issue was, none of us had any idea what the commentators were saying. Even then, a few of my friends weren't huge fans of baseball. They were into sports like football and basketball, ones that moved at a quicker pace with less down-time in between plays.

We decided to see if there were any other events going down and came across horse racing. Yes, horse racing. It was perfect--short, fast-paced, and most importantly, an opportunity for betting.

I had never really considered watching a horse race any time other than the Belmont Stakes, but the prospects of the sport seemed exhilarating. Even better, with horse racing we knew we could still recreate the atmosphere of a race track. Salty snacks? Check. Stale beer? Check. A simple and easy way to bet? Check.

One quick Google search later, we came across TVG, powered by FanDuel. It's an online betting platform that takes you right to the heart of the action. We were a little apprehensive about using a mobile app to place our bets, but TVG's ability to bet on live horse races from all over the world was too good to pass up.

Here are 5 reasons why we are obsessed with horse racing thanks to TVG:

1. Betting has never been easier

Use your phone or computer to watch and bet on live horse races in real-time. TVG offers a bunch of features to make betting even simpler--live odds and handicapping tips leverage recent learnings to help you make your best bet. Not to mention, TVG's exclusive race content and wagering guide offers an under-the-hood look into the strategy behind horse race betting.

2. The biggest selection of horse races out there

If you're looking to drop a little dough on a horse race, chances are your best option is your local race track. But watching the same few horses races over and over again isn't the most exciting thing. With TVG you have access to over 150 tracks worldwide with races happening consistently throughout the day.

3. Get a generous sign-up offer when you place your first bet

Once you register your account, you will be eligible for a $200 risk-free bet. All you have to do is place your first bet and you're covered. If you happen to lose, TVG will insure you for up to $200 as a sort of wagering credit. I may have been a little trigger happy when placing my first bet, so having this insurance was a great perk. There are also a bunch of promotional offers available year-round.

4. Making deposits and cashing out at the touch of button

With a ton of payment options such as PayPal, BetCash, debit/credit, wire transfers, and other third-party services, making a deposit is a breeze. But what about the payout? Depending on your deposit method, your withdrawal will be available in a few days. No more waiting in-line to collect your winnings!

5. Watching live races with your friends while betting is exhilarating

Even when we were watching Korean baseball, Zoom calls with my friends were a little dull.

With TVG, we haven't had this sort of fun in months! Every weekend we'll turn on a race and throw our bets in. After a few races, and quite a few drinks, we'll tally up our winnings to see who won the most! Sometimes it's not even about making money, but just having a good time.

TVG is the perfect way to add a little excitement to an otherwise mundane afternoon. It introduced me to the world of horse racing, a sport I never would have considered otherwise.

The races just keep ramping up and thanks to TVG, I can always get in on the fun.

UPDATE: The biggest derby in horse racing is THIS WEEKEND. Get in on the action with your $200 risk-free bet!

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