Time flies when you're having fun and hopefully your job falls into that category. Before you know it, lunch hour rolls around and you turn your head and it's time to pack up and head home. There's lots of work to get done, calls to be made, emails to send, meetings to attend, and more. You get the picture – a workday can be jam-packed, so efficiency is key in order to stay on top of your work in an organized fashion that yields positive results. These tips will help improve your daily workplace efficiency so you are able to perform at your peak and succeed both personally and for the company as a whole.

Manage Email

We all get entirely too much email. It's the nature of modern communication. This doesn't mean you are obligated to check your inbox every single time an email floats in or must deal with pesky spam and other unwanted communication.

One way to block spam and junk mail and prevent dangerous mail from entering your inbox is to use a platform like Sendio. It will improve inbox efficiency and save time from sifting through all the nonsense. Spam and junk won't make it to your inbox so you'll never be bothered by solicitors, ads, or annoyances that would normally interrupt your day.

Another way to get email organized is by creating folders for email categories or organized by people or businesses from whom you regularly receive email. Outlook, for example will allow you to pre-determine your email settings so these emails go directly into the folders you desire for quick access.

Thirdly, don't let email distract you from other work you're doing. Yes, it's tempting to check whenever the mood hits you, but this will decrease your concentration and derail you from staying on task. Set aside a few pre-set times throughout the day that make sense for you to check email. Consider first thing in the morning, a mid-day check, and before you head home but with enough time to respond to pressing issues. Entrepreneur even suggests, "Don't leave your email program open all day long. Alerts and beeps from incoming messages can interrupt your work flow and leave you unfocused."

With your email management under control, you'll see how much more time you have for other work, and soon you won't be so inclined to check email constantly. It's a real stress-reliever!

Schedule Wisely

With so much to fit into a single workday, scheduling can make the difference between getting it all done and falling off track. Plan your day strategically for the most efficient use of your time and resources.

For example, if you know you have a meeting at 10:00am, be sure to arrive early enough to prepare and complete any other work that will need to be done before and during meeting time. If you know you have more quiet time in the afternoon, consider making calls in the morning and leave the presentation preparation and research for future meetings and conferences for that peaceful time. If you're more of an early bird, talk to your manager about coming in early before the rush. If you know you'll be away on business meetings later in the week, clear your schedule during the early portion of the week so you are able to fit in a full week's work in a shorter time.

If you allow yourself to be pulled in various directions and don't follow your plans, you are sure to let important details to slip through the cracks and lose control. Of course, things will come up, but leave room for the unexpected too. As posted on Inc., "Efficiency fanatics create standard routines in their schedule so they can achieve a disciplined approach and be ready for the important events. The more you control the calendar, the easier it is to make room for the unexpected. Efficient people set a time for each of their tasks and work to keep the schedule."

Limit Lunchtime

Everyone's got to eat, and by no means should you skip lunch. You need a break and enough energy to make it through the day. But long lunch breaks and too much schmoozing will make it hard to jump back into your work smoothly.

While packing a lunch is a good idea - both nutritionally and financially - do yourself a favor and eat in the cafeteria or step outside. A breather will re-energize you and give you time to reset your brain for new afternoon tasks.

If you do choose to drop by a local diner or café for your break, don't dawdle. Leave enough time to eat and do any errands that must be done during the day and make any personal calls you need to so they don't interfere with your work hours.

If you plan to take lunch with co-workers, keep discussion professional and never gossip. If you talk about work, keep it light and non-controversial. This isn't the time to dish on office politics or complain about the boss. Plus, the less you chit chat, the sooner you can get back to work without the post-lunchtime laziness and loss of focus.

Take Some Short Breaks

Since you've kept your lunch break time to a minimum, this leaves you open to take a few additional brief breaks throughout the day to stretch your legs and clear your mind. While stepping away from your desk may sound like an odd way to be more efficient, it will actually recharge you and prevent your thoughts from getting stale and your eyes from becoming strained.

As posted on Health, "After a morning break, employees said they had more energy, more motivation to return to work and were better able to concentrate. Breaks also were associated with fewer symptoms — such as headaches, eyestrain and lower back pain — when employees returned to work."

Stand up and stretch, walk around the office, or even step outside for a moment. If you need to speak with a co-worker, rather than emailing them, stop by their desk – but be sure it's OK with that person too – we all need to maintain efficiency, don't forget.

After a few minutes away from work, you will be able to delve back in with a boost of energy and some time to sort things through in your mind.

These tips will turn your workday around. No more scrambling, searching, or stalling. Efficiency leads to excellence and by making some easy-to-implement steps towards a better work ethic and a more meaningful career.

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I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.

There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).

After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.

It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.

That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.

I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.

Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.

Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).

More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.

The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.

I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.

Update: Our friends at Truebill are extending a special offer to our readers! Follow this link to sign-up for Truebill.

My buddies and I always try to make it out to a game, but we never really care which one we end up at. Obviously we have our favorite sports and teams, but it was rarely about what game we went to or who we saw playing. It was about watching the game live.

In the early months of lockdown, all we had was Korean baseball, and trust me, we loved it. The only issue was, none of us had any idea what the commentators were saying. Even then, a few of my friends weren't huge fans of baseball. They were into sports like football and basketball, ones that moved at a quicker pace with less down-time in between plays.

We decided to see if there were any other events going down and came across horse racing. Yes, horse racing. It was perfect--short, fast-paced, and most importantly, an opportunity for betting.

I had never really considered watching a horse race any time other than the Belmont Stakes, but the prospects of the sport seemed exhilarating. Even better, with horse racing we knew we could still recreate the atmosphere of a race track. Salty snacks? Check. Stale beer? Check. A simple and easy way to bet? Check.

One quick Google search later, we came across TVG, powered by FanDuel. It's an online betting platform that takes you right to the heart of the action. We were a little apprehensive about using a mobile app to place our bets, but TVG's ability to bet on live horse races from all over the world was too good to pass up.

Here are 5 reasons why we are obsessed with horse racing thanks to TVG:

1. Betting has never been easier

Use your phone or computer to watch and bet on live horse races in real-time. TVG offers a bunch of features to make betting even simpler--live odds and handicapping tips leverage recent learnings to help you make your best bet. Not to mention, TVG's exclusive race content and wagering guide offers an under-the-hood look into the strategy behind horse race betting.

2. The biggest selection of horse races out there

If you're looking to drop a little dough on a horse race, chances are your best option is your local race track. But watching the same few horses races over and over again isn't the most exciting thing. With TVG you have access to over 150 tracks worldwide with races happening consistently throughout the day.

3. Get a generous sign-up offer when you place your first bet

Once you register your account, you will be eligible for a $200 risk-free bet. All you have to do is place your first bet and you're covered. If you happen to lose, TVG will insure you for up to $200 as a sort of wagering credit. I may have been a little trigger happy when placing my first bet, so having this insurance was a great perk. There are also a bunch of promotional offers available year-round.

4. Making deposits and cashing out at the touch of button

With a ton of payment options such as PayPal, BetCash, debit/credit, wire transfers, and other third-party services, making a deposit is a breeze. But what about the payout? Depending on your deposit method, your withdrawal will be available in a few days. No more waiting in-line to collect your winnings!

5. Watching live races with your friends while betting is exhilarating

Even when we were watching Korean baseball, Zoom calls with my friends were a little dull.

With TVG, we haven't had this sort of fun in months! Every weekend we'll turn on a race and throw our bets in. After a few races, and quite a few drinks, we'll tally up our winnings to see who won the most! Sometimes it's not even about making money, but just having a good time.

TVG is the perfect way to add a little excitement to an otherwise mundane afternoon. It introduced me to the world of horse racing, a sport I never would have considered otherwise.

The races just keep ramping up and thanks to TVG, I can always get in on the fun.

UPDATE: The biggest derby in horse racing is THIS WEEKEND. Get in on the action with your $200 risk-free bet!

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