So you're ready to get a credit card. But it's not as simple as you may hope. And we're not even talking about the application just yet. There are dozens of kinds of credit cards out there, whether you're looking for a business credit card or a travel card. Plus, there's many different card issuers. Which one is going to be the best for you? Don't do the research yourself; that's what LendingTree is for.
LendingTree is a company that makes it easier than ever to find out information on where to find the best credit card for you. All you have to do is click on their "compare credit cards" feature on their website. There, you can filter by all the categories that you like, whether you're looking for 0% Intro APR, no annual fee, or balance transfer. Next, you can select your preferred bank issuer, your credit score, and your card network to filter your results further.
When you look at your results, you'll first see a description of what these cards specialize in, whether it's rebuilding credit or giving card holders special bonuses. Under each option, they'll list the regular APR, Cash Back policy, Annual Fee and Balance Transfer Fee. At the bottom of the list is a summary of reasons why the card is recommended. When you narrow down your options, you can compare up to 4 cards at once, to make the process of choosing your next credit card so much easier.
As soon as you've chosen the card that's best for you, the great part about LendingTree is that you can see robust details of all your options right on the website. You can view all of the terms and conditions, then you'll be able to pre-qualify with no impact on your credit score.
Finding the right credit card can be time-consuming when you do the research yourself and rely on recommendations. But LendingTree is the best trusted resource to cut out the stress and choose your next credit card efficiently.
Airbnb offers an affordable option for people looking to be more comfortable as they travel.
However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.
And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.
If you're keeping tabs on the art and tech worlds, you've probably been hearing whispers about "NFTs" for the past month. Just over the past week they've entered the mainstream lexicon.
Twitter founder Jack Dorsey made the news for selling his first ever tweet. The app has been teasing paid subscription models and newsletter-like features, but tweets for sale is "the next frontier."
just setting up my twttr— jack (@jack)1142974214.0
The 2006 tweet went up for auction as an NFT, and the current bid is $2.5 Million. But what does it mean to own that? Why would anyone want to? And what even is an NFT?
Long gone are the days when the majority of Americans dreamed about owning a home with a white picket fence.
The traditional American Dream may be on its deathbed, but that doesn't mean a core component of the vision can't survive. It simply takes a diverse perspective. People can still believe they can attain their own vision of success in society with hard work, knowledge, and risk-taking. Investing in today's American Dream may literally mean investing money in our modern economy, starting with our infrastructure.
Real estate investing in particular is a lucrative method that can boost income and secure a better financial future for many. There's always risk involved, but the payoffs can far outweigh the uncertainty. Selecting solid financial investments is about confidence and competence. If you're looking for some advice on this kind of investment, here are a few savvy tips for new real estate investors.
Stick To a Specific Strategy or Niche
Real estate is a challenging sphere of the business world, one that requires several key skills: groundwork knowledge, networking, perseverance, and organization. True knowledge of the real estate market will come with time and experience, but it's a smart idea to select one area of the market and stick to it. This is the best way to attain in-depth familiarity with your specific niche.
First, choose a geographical area close by and then a niche strategy within it, such as house flips, rental rehabs, or residential or commercial properties. By doing so, you can become aware of current inner working conditions in the market and you'll have a better idea of how these trends may change in the future.
Be Vigilant About Viable Financing Options
While it takes money to make money, you don't have to use all your own money. A common misconception about real estate investing is that you must be wealthy to start off. This isn't straight fact, however. A majority of people can test the waters of real estate investing without a lot of initial cash in their pocket.
Aside from traditional financing options from banks and institutions, private lending options can be worthy solutions. Hard money lenders are popular, reasonable choices, and they tend to have fewer qualification requirements upfront. However, be sure to strategically choose a hard money lender to find the best possible fit.
Master the Art of Finding Good Deals
There may be hundreds of thousands of available properties for sale on the current market, but the bulk of them will never amount to the final money-making result you desire. Another great tip for new real estate investors is to use good math to estimate profit. Taking risks is part of the process, but you have the ability to analyze properties and use networking sources to find the greatest deal. You can't win every deal, but you can steadily work towards a thriving financial future.