On the one hand, job interviews suck. They're nerve-wracking, your palms sweat — it's the adult equivalent of the SATs.
But if you reframe job interviews as a chance to meaningfully connect one-on-one with people already working in the industry you want a foothold in, they can be a goldmine of intel and a chance to shine. Remember: The person interviewing is, in fact, a person. So no matter what, don't go in to robot mode. Take a deep breath, drop your shoulders, smile, and be yourself. Hit these eight points and you'll knock it out of the park.
Do Your Homework
Walk into the interview well-versed in the specific company and the industry's trends in general. Research the company's key players as well as your interviewers.
"Look at their profiles on LinkedIn and see if you find a common bond," says David Lewis, chief executive of OperationsInc., a human resources outsourcing and consulting firm, told the New York Times. "If you are able to say, 'I went to the same college as you' or 'I also majored in psychology,' that demonstrates you really did your homework."
Dress the Part
You know the expression: Dress for the job you want. Come looking like you already work there and are giving an important presentation. Even if it's a casual tech startup, you don't want to show up in jeans and a hoodie.
Reread the Job Description
Remember the buzz works and skills your prospective employer uses to describe the position. Integrate those skills into examples and anecdotes that illustrate you're prepared for the position.
Instead of waiting to see what your interviewer asks you, come to the interview with five points you want to make about what you plan to bring to the position and company.
Come Ready to Boast
At least a couple of those points should highlight past successes and positive impacts you've had at work. Have you launched successful campaigns, streamlined processes, or built meaningful alliances? Come prepared to matter-of-factly state the successes you've already demonstrated.
Prepare Smart Questions
At the end of the interview, an interviewer always asks if you have any questions for her, and you want to respond with something more than, "Where's the bathroom?" Indeed.com suggests some of the following:
- "How would you describe the characteristics of someone who would succeed in this role?"
- "If I were in this position, how would my performance be measured? How often?"
- "What departments does this team work with regularly? How do these departments typically collaborate? What does that process look like?"
And don't be afraid to make a connection with your interviewer through the process. Asking your interviewer about the most meaningful opportunities they've been presented with, as well as how they've developed in their role shows you're looking at the job as something potentially long-term, Alexa Hamill, American campus recruiting leader for PricewaterhouseCoopers, told the New York Times. Also: people love talking about themselves.
Ask About Next Steps
In the interviewer doesn't conclude by sharing a timeline or next steps, don't be afraid to ask.
Send a Thank You Note
Screw the stamps. Email is more timely. Think of this not only as a chance to thank them for their time, but to underscore any meaningful connections or points made in the interview, or to include something you forgot.
- How To Negotiate The Salary On A New Job Offer - PayPath ›
- 7 interview tips for college students and recent graduates ›
- How to Ace the 50 Most Common Job Interview Questions | Inc.com ›
- Interview Questions | Job Interview - Experisjobs.us ›
- How to Have a Good Job Interview (with Examples) - wikiHow ›
- Please Don't Do These 9 Things In An Interview ›
- How to Turn Your Job Interview Into A Job Offer ›
- How to Ace an Interview: 5 Tips from a Harvard Career Advisor ... ›
- 7 Interview Tips That Will Help You Get Hired ›
- Job Interview Tips: How to Make a Great Impression | Indeed.com ›
While it's possible to be frugal with many aspects of your lifestyle, there are certain events and possessions that will require you to spend a substantial amount of money. Thus, a wise course of action is to begin saving well ahead of time while thinking about your goals for the future. This way, you'll be able to maintain a stable financial state even when faced with those large expenses. The following are a few major life purchases that you should plan for.
Marriage is a joyous occasion that many people look forward to. However, a wedding can be quite expensive, often costing thousands of dollars. Your family and your future spouse's family will often contribute to covering this, but you should still prepare to spend a good deal of your own money on the ceremony. If you're in a serious relationship and are considering marriage, you should plan where the funds for the wedding will come from and take the necessary actions to accumulate them. It's also crucial to discuss financial matters with your partner, since your property will merge once you get married.
A New Car
Automobiles remain one of the top modes of transportation. As a result, you may want to purchase a new car at some point in your life. Although you may be fine with an old or used vehicle at present, you may one day be motivated by a desire to acquire something nice for yourself or by the practical needs that arise as you raise children. Whatever the case, obtaining a new car is a major life purchase that you should plan for.
In addition to setting aside funds to eventually put towards a vehicle, you should also aim to build you credit score. This is because your credit score will determine your available car loan options. The higher your credit score, the more you may be able to lower your interest rates on your car.
Owning your own residential property is a worthy objective that you may hope to make a reality one day. Ideally, you should save about 20 percent of the total cost of a house before you buy it. This will allow you to make a larger down payment and thereafter face less interest on your mortgage.
As with acquiring a car, the mortgage options that you'll have can change based on how strong your credit score is. You'll want to increase your score as much as possible in the years leading up to buying a house so that you can get more favorable interest rates. In addition to contemplating down payments and mortgages, you must also remember that you'll need to deal with property taxes, insurance, maintenance and repair fees, and sometimes homeowners' association charges.
It's also necessary to hire a real estate agent to help you with the buying process. There are different types of real estate professionals. You should know how to distinguish between buyer's agents and seller's agents so that you can obtain favorable prices on homes as well.
Many people live together before getting married and have begun the process of combining accounts and sharing responsibilities. However, some people wait to do this only after marriage, and others wait until they're married to live together. Whichever path you've chosen, it's still crucial to know a few tips to manage money together as newlyweds to determine where you should begin and how you can remain on the same page.
Discussing Money Motivations
As we begin to share money with our significant other, we soon find out what one person may rank as a priority regarding money and the other may not. As such, sitting down and discussing money motivations is important. Two people who cannot agree on how to handle money may cause serious issues. This should include:
- How to deal with money following payday. Is a percentage put into savings? Is that the day to splurge on dinner, drinks, and more?
- The frequency and size of payments made to debts. Some people like to pay minimums, whereas others pay in full or make double payments.
- What do you each consider money well spent? Is it a new 70" 4K television? Is it an investment? Is it paying as much debt off as possible?
- How do you go about consulting each other before making purchases over a certain amount?
Establishing Financial Goals
After you evaluate the motivations behind your money and how it should be spent, you'll need to spend time together hashing out financial goals. As newlyweds, there are certain things on your list that you're going to want to save for. How do you go about that? How much of each paycheck will you dedicate to a particular fund?
Some things in the future worth making a financial plan for include savings and paying down debts. This is the time to be honest about your current financial standing. If you're looking to buy a home, you'll want to assemble a first-time homeowner financial checklist to begin to develop topics of conversation. Some of the things to consider setting goals for are:
- Student loans
- Car loans
- Future children
- A house
- Medical bills
- Delinquencies on credit reports
- Vacation and rainy-day funds
- Emergency funds
The more honest and open you can be with each other about the money you have and now the debts you share, the better. Implementing plans for the best ways to have the things that you both desire while still taking care of existing demands is important. These can be uncomfortable things to talk about; however, these conversations are necessary.
Following these tips to manage money together as newlyweds will allow you to have a starting point for conversations that can be tough to start. The sooner you and your partner get on the same page with finances and the responsibilities that come with them, the easier the transition will be and the sooner you'll find success.
It's the dream: money you can count on to keep rolling in, even while you sleep.
Passive income isn't entirely passive, of course. You'll put in work up-front to get the profits rolling, so don't relax in your recliner just yet. But with so many potential sources of passive income available to you, picking one or several will mean that the day you can finally kick back will draw steadily closer.
Real estate is a tried-and-true wealth builder for a simple reason: people will always need somewhere to live. Research the market in a growing community until you know a good deal when you see it. You can maximize rent by fixing up a deteriorating property or upgrading a mediocre one. The key is to hire a property manager to do all the day-to-day landlord duties for you—and you'll need a good one. Smart investors put their profits in another property and repeat the process until they have a diverse portfolio.
A YouTube Channel
You can start a blog if you're more comfortable hiding behind a computer, but consumers are more likely to prefer video content. Post a series of “how-to" videos to answer questions about whatever you're an expert in.
You can put up any content you want, but if you don't want to commit to regularly updating it, focus on “evergreen" topics that will draw clicks for eternity. Ads will create your income, especially if your channel grows in popularity. Better yet, sign up for affiliate marketing. If you recommend a product and provide a link to buy it, you'll get a small percentage of those transactions.
If you don't mind vinyl-wrapping your car with an ad for a company, you can get cash just driving around and running your errands. Make sure you contact a reputable company that doesn't ask for any money from you; if they're the real deal, they'll evaluate your car, your driving habits, your area, and more. Bonus: the brighter the ad, the easier it'll be to find your vehicle in the parking lot.
What's something that people will pay for but doesn't require shipping on your part? Finding that item is what can supplement your income indefinitely. Write an e-book, charge for your cross-stitching patterns, design prints that people can digitally download, invent an app, record a “masterclass," or whatever else you want. Every time someone new discovers it, the cash register rings. With a little more effort, this is a potential source of passive income for you that can continue to grow. Once you build up a customer base, they might want more products. The good part is that it's up to you whether you wish to give it to them.