Success is attainable when a person is willing to do what it takes to achieve it. Sitting back and hoping for a miracle is no way to reach the top. Hard work, dedication, and a belief in one's self will allow a person to realize their potential and rise to the levels of achievement they are striving for. With some tips to become a more successful individual, even a beginner can pave the path towards their goals and one day reach them.

We are using each letter of the alphabet to give success-making tools and advice to help you advance and move the needle towards your future. As we hit V, W, and X, three more useful pieces of success-building information are at your fingertips. Use your mind and time wisely, take these tips into serious consideration, and become a stronger worker. Success is up to you, so if you want it, go for it!

Value

A person must be of value to a company for them to be needed and well-appreciated. If you don't bring anything to the table, don't expect there to be an empty seat waiting for you.

As per Business Insider, "Successful people provide value to others. When you shift your focus off of yourself and onto the people you serve, you set yourself up for financial success: Do what you love. Serve others what they love. Get money in return."

If you don't bring value to a company, you will not last long there leaving little or even no room to grow. Plus, you'll find yourself wondering what your purpose is rather that using your abilities to make a difference. Know your value and use what you've got to make a difference in a field you're passionate about.

Work Ethic

To become a success, a strong work ethic is imperative. Laziness, a ho-hum attitude, and procrastination will hinder your performance. A strong work ethic means you care about what you do and you put forth your best effort at every turn.

According to Spherion, "A job well done fosters a sense of personal satisfaction and professional fulfillment. These are the kind of workers employers are eager to hire and promote. When an important project needs to get done, these individuals can be counted on."

As per Chron, those with a good work ethic are "reliable, productive, dedicated, cooperative, and have strong character." If those five traits don't scream success, nothing will.

"X Factor"

Do you have that "something special" that makes you stand out from the pack? It could be a particular talent, a winning attitude, extreme intelligence, or charisma that puts you into a category that others just can't match.

Having the "X Factor" makes a person unique and sought-after. Their standout quality propels them to the top because they fill a void that nobody else can cover. Similar to value one can bring to a company, the "X Factor" is even stronger and more specific. It can't always be pinpointed, but people know it when they see it.

If you believe you have a special gift, share it with others in the workplace. It may be unconventional, but change is always useful in shaking things up. Be a breakthrough and reach success in a way never seen before.

Hold tight, because Y and Z are coming soon. Success from A – Z is almost done, but your success is just beginning!

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I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.

There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).

After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.

It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.

That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.

I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.

Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.

Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).

More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.

The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.

I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.

Update: Our friends at Truebill are extending a special offer to our readers! Follow this link to sign-up for Truebill.