Last July the "Dogecoin Challenge" was trending on TikTok.

The intricate rules of the "challenge" involved TikTok users buying Dogecoin, then posting about it...that's it. And the stated goal of this challenge was to push the joke cryptocurrency — based on a meme from 2013 — to a value of one dollar.


Given the fact that there are currently around 113 billion DOGE in circulation — compared to less than 20 million Bitcoin — and that the value, even after doubling, remained a fraction of a penny, this goal was actually quite lofty. So lofty, in fact, that I didn't take it seriously.

In an article I wrote at the time, I argued that the whole weird story was best understood as a joke. That the $1 price target was "an unlikely — and probably not that serious — goal."

I even joked that it was part of an effort to make Baby Boomers so confused and alienated that their brains would melt. It was a silly meme built on a silly meme, and the idea that anyone was actually trying to get buy-a-boat rich off of Dogecoin seemed like a stretch.

Anonymous investor is Dogecoin's first billionaire www.youtube.com

That was before Gamestop and WallStreetBets proved the strength of the meme economy in January, helping to drive the value of Dogecoin past 1 cent, then five cents, then 10 cents... And now Dogecoin is proving that strength once again.

This morning the value of a single Doge in the coin marketplace exceeded 60 cents per DOGE — more than 200 times its value a year ago — putting the total value of circulating Doge at nearly $70 billion.

To put this in perspective, the global market for leisure boats was around $41 billion in 2020. So, not only can Dogecoin investors buy boats, they could theoretically buy all the boats, with enough left over to buy several thousand private islands to go visit on those boats.

The price of a DOGE has fluctuated since then but remains above 50 cents at the time of writing, and it seems increasingly doubtful that it won't continue to rise. And with Tesla CEO/Dogefather Elon Musk set to host SNL for some reason, it seems doubtless that the aggressive upward trend of Dogecoin will continue, at least long enough to reach $1.

Hell, it could pass that by the time I finish writing this sentence. It could be at $10 by Saturday. If Elon Musk says, "Such Crypto. Much wow" on Saturday Night Live, Dogecoin could be the de facto global currency by June — with a loaf of bread selling for 0.001 DOGE.

To put it simply, I was wrong about Dogecoin. I was so patently wrong that I've lost all concept of reality, and I genuinely don't know what to think anymore.

Is money even real? And if it's all a weird shared delusion, why is it so important? Why are we forced to slave away for scraps of fantasy paper that will soon be replaced by a digitally-gilded image of an aging Shiba Inu?

Why is survival dependent on the arbitrary value ascribed to drawings of dead presidents and old masonic memes of pyramids with eyes? Why not update it with a meme that embraces chaos and absurdity?

I am ready for it now. Now that I have loosed my grip on the "sanity" that told me people would never invest tens of billions of real, need-'em-to-live bucks in a stale joke, I can embrace my inner boomer, allow my brain to melt in contact with a culture it no longer comprehends, and invest my life savings in Dogecoin.

Why not? There's nothing to lose but the last frayed tendrils of coherent thought tying me to a dying reality. #HODLer #ToTheMoon.

There is no truth anymore. There is only DOGE.

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When you are newly hitched and learning how to combine your essential legal and financial information as well as your accounts, it can be confusing.

Many people live together before getting married and have begun the process of combining accounts and sharing responsibilities. However, some people wait to do this only after marriage, and others wait until they're married to live together. Whichever path you've chosen, it's still crucial to know a few tips to manage money together as newlyweds to determine where you should begin and how you can remain on the same page.

Discussing Money Motivations

As we begin to share money with our significant other, we soon find out what one person may rank as a priority regarding money and the other may not. As such, sitting down and discussing money motivations is important. Two people who cannot agree on how to handle money may cause serious issues. This should include:

  • How to deal with money following payday. Is a percentage put into savings? Is that the day to splurge on dinner, drinks, and more?
  • The frequency and size of payments made to debts. Some people like to pay minimums, whereas others pay in full or make double payments.
  • What do you each consider money well spent? Is it a new 70" 4K television? Is it an investment? Is it paying as much debt off as possible?
  • How do you go about consulting each other before making purchases over a certain amount?

Establishing Financial Goals

After you evaluate the motivations behind your money and how it should be spent, you'll need to spend time together hashing out financial goals. As newlyweds, there are certain things on your list that you're going to want to save for. How do you go about that? How much of each paycheck will you dedicate to a particular fund?

Some things in the future worth making a financial plan for include savings and paying down debts. This is the time to be honest about your current financial standing. If you're looking to buy a home, you'll want to assemble a first-time homeowner financial checklist to begin to develop topics of conversation. Some of the things to consider setting goals for are:

  • Student loans
  • Car loans
  • Future children
  • A house
  • Medical bills
  • Delinquencies on credit reports
  • Vacation and rainy-day funds
  • Emergency funds

Budgeting Together

The more honest and open you can be with each other about the money you have and now the debts you share, the better. Implementing plans for the best ways to have the things that you both desire while still taking care of existing demands is important. These can be uncomfortable things to talk about; however, these conversations are necessary.

Following these tips to manage money together as newlyweds will allow you to have a starting point for conversations that can be tough to start. The sooner you and your partner get on the same page with finances and the responsibilities that come with them, the easier the transition will be and the sooner you'll find success.

It's the dream: money you can count on to keep rolling in, even while you sleep.

Passive income isn't entirely passive, of course. You'll put in work up-front to get the profits rolling, so don't relax in your recliner just yet. But with so many potential sources of passive income available to you, picking one or several will mean that the day you can finally kick back will draw steadily closer.

Rental Properties

Real estate is a tried-and-true wealth builder for a simple reason: people will always need somewhere to live. Research the market in a growing community until you know a good deal when you see it. You can maximize rent by fixing up a deteriorating property or upgrading a mediocre one. The key is to hire a property manager to do all the day-to-day landlord duties for you—and you'll need a good one. Smart investors put their profits in another property and repeat the process until they have a diverse portfolio.

A YouTube Channel

You can start a blog if you're more comfortable hiding behind a computer, but consumers are more likely to prefer video content. Post a series of “how-to" videos to answer questions about whatever you're an expert in.

You can put up any content you want, but if you don't want to commit to regularly updating it, focus on “evergreen" topics that will draw clicks for eternity. Ads will create your income, especially if your channel grows in popularity. Better yet, sign up for affiliate marketing. If you recommend a product and provide a link to buy it, you'll get a small percentage of those transactions.

Auto Advertising

If you don't mind vinyl-wrapping your car with an ad for a company, you can get cash just driving around and running your errands. Make sure you contact a reputable company that doesn't ask for any money from you; if they're the real deal, they'll evaluate your car, your driving habits, your area, and more. Bonus: the brighter the ad, the easier it'll be to find your vehicle in the parking lot.

Digital Products

What's something that people will pay for but doesn't require shipping on your part? Finding that item is what can supplement your income indefinitely. Write an e-book, charge for your cross-stitching patterns, design prints that people can digitally download, invent an app, record a “masterclass," or whatever else you want. Every time someone new discovers it, the cash register rings. With a little more effort, this is a potential source of passive income for you that can continue to grow. Once you build up a customer base, they might want more products. The good part is that it's up to you whether you wish to give it to them.

Airbnb is a great option while traveling, but you should protect yourself from damage charges from unscrupulous hosts.

Airbnb offers an affordable option for people looking to be more comfortable as they travel.

However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.

And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.

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