7 Energy-Saving Home Goods to Save You Money
Whether you're shelling out for rent or paying off a hefty mortgage, the cost of living doesn't come cheap. And that's not even factoring in all the other monthly bills you're covering just to keep the lights on and the heat humming.
The average American household spends about $2,200 a year on energy bills alone. Meanwhile, the cost of running water spiked by 41 percent in recent years, resulting in annual bills as high as $600 or more. Even if you cut off your cable TV (which can run you between $120-$240 a month), and choose the absolute slowest, most excruciating WiFi plan, you can't exactly live without light, heat or running water.
One cost-cutting solution is to invest a fortune in solar panels; another is to live off the grid. And then, there's the third option: buying a few low-cost household products that will significantly cut down your utilities and other household bills. It's true—there is a slew of everyday items that are simple to use and built with your budget in mind. Here are seven must-haves if you want to start saving ASAP.
Draft Stopper ($9.99, Bed, Bath and Beyond)
Behold, the $10 solution to the sky-high cost of warming your house in the winter. Seal off cold air that seeps in from door-cracks and windowsills with this simple sand-filled wedge, and discover how much cozier your home can be without ever turning up the thermostat.
Water Filtration System ($19.99, Home Depot)
A water filtration system filters fresh, clean water into your home, reducing the need for bottled water (good for the environment, good for your grocery budget.) It also cuts down on sediment and rust, extending the life of your pipes—and cutting down on pricey plumbing emergencies.
Energy-Saving Power Strip ($22.97, Amazon)
Surge protectors are essential if you have more than two electrical appliances in your home, and, hey, we know you do. We also assume you don't unplug your lamps and laptops every time they're not in use. That's where those hidden fees add up unless you have one of these power strips specifically designed to reduce standby idle energy use. Spend around $20, save a fortune in the long run.
Energy-Efficient Bulbs ($15.48, Lowes)
If you have to make one change to reduce your energy bill, switch out your light-bulbs. Energy star-approved bulbs use up to 80 percent less energy than regular bulbs. According to the US Department of Energy, swapping out your conventional bulbs for LEDs, CFLs or Halogen Incandescents can save you upwards of $75 on your annual energy bill. Plus, these babies last longer—which means you spend less time and money replacing them.
Water-Efficient Showerhead ($11, Amazon)
If you want to cut down on your water usage, consider switching to a more efficient showerhead, which reduces water usage by up to five gallons a minute without skimping on the water pressure. So go ahead and take nice, long guilt-free shower without sweating about your next bill. Look for a showerhead with the EPA-approved Water Sense label, and you might even qualify for rebates and vouchers in your area.
Air Purifying Plant ($19, The Sill)
If you want to reduce the number of allergens, pet dander, and germs that float through your home daily, you could spend anywhere from $200 to $600 on a clunky air purifier that also runs up your electricity bill. Or, better yet, you could spend significantly less on a gorgeous houseplant. "I am a fan of attempting to get an indoor clean air boost with various NASA-studied plants that have been found to potentially scrub and purify indoor air of common pollutants," Dr. Clifford Bassett, founder and medical director of Allergy and Asthma Care of New York, tells Today.com. ZZ plants, Peace Lily and English Ivy are all durable, year-round plants that naturally cleanse your home of toxins the old-fashioned way and cost a fraction of the man-made versions.
Space Heater ($20.10, Home Depot)
The more square footage you have, the costlier it is to heat your home. But you don't need to crank up the thermostat and heat every room in the house if you're only hunkering down in one area. In fact, you could save a bundle by throwing down a twenty for a portable space heater. Bring it with you from room to room and warm up without running up your heating bill on empty rooms in your home.
The next time you're feeling like your household bills are out of control, consider making a few small changes and investing in everyday items that will save you bundles in the long run.
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Image via UnSplash: Giorgio Trovato
There’s so much to do before the end of the year. And so much of it seems to zap your bank account. Hosting Thanksgiving? Holiday shopping? Decorating and decking the halls? All of it costs money. But there's one way to get some money back before the close of the year — your FSA. Just make sure you don’t miss the deadline.
That’s right, the FSA deadline is coming up. And if you haven’t drained that FSA account dry, you’re leaving money on the table. So what are you waiting for? Get those reimbursement dollars and put some money back into your pockets this season for a change.
Not sure where to start? Here’s the 411 on FSAs and everything you should be buying with your remaining funds.
What is an FSA?
An FSA, aka Flexible Spending Account, is an employee benefit that lets you stash away pre-tax income for later use on your medical expenses. The amount varies based on whether you have dependents or if you’re married, etc. Check your benefits portal or contact HR if you’re not sure if you have one or how to access it. About 43% of employees have an FSA allowance, so take a look.
Since it’s tied to your employer, it’s definitely something you want to use. Wasting your FSA allowance is like throwing a portion of your salary away. You worked hard, you earned it. So use it before you lose it.
How does an FSA work?
From the day your plan is active each year, you can withdraw your funds to pay for a ton of different health services and products. From medication to co-pays. Covid-related supplies, and even menstrual products anything for the good of your health is fair game. Some more niche FSA-approved purchases include deep massage guns and even some of the costs of buying and maintaining a service animal.
To get your benefits, you can either withdraw funds or save your receipts and get reimbursed later.
What is the difference between FSA and an HSA?
A Health Savings Account (HSA) lets you set aside pre-tax and tax-exempt money to pay for qualified medical expenses. Like a savings account, it stays there until you use it – and many even earn interest, like an investment account. Your HSA also doesn’t expire, so no deadlines. Instead, your funds roll over. And since it’s not tied to your employer, you can carry HSA funds from job to job — even after you change health insurance plans or retire.
When is the FSA Deadline?
For most employees, the deadline to use your funds is December 31st. Employers have some leeway, so make sure to double-check. But for most of us, it’s go time.
And while there was a rollover grace period during the pandemic, now, the leniency of the deadline depends on your employer. So make sure to make your FSA-eligible purchases, or request your reimbursements now!
Before the deadline passes, make sure to stock up on essentials and even get your money back from past purchases (if you have your receipt!). And if you’re looking to discover some exciting FSA-eligible purchases to make before New Year’s, here are a few we’re shopping:
All products featured are independently selected by our editors. Things you buy through our links may earn us a commission.
FEEL GOOD LOTION & SPRAY BUNDLE - SPF 30
If your FSA is buying, it’s easier to justify splurging on suncare. This 2-in-1 Bask Suncare kit comes with a spray and lotion sunscreen. I’ll be buying this in bulk. Sunscreen is a must, even in the winter!
Warby Parker Glasses, Contacts, & Annual Eye Exam
Glasses, contacts, and even your annual eye exam are covered under your FSA. I get all three taken care of at Warby Parker for stylish specs and updated prescriptions.
WTHN Acupressure Mat and Pillows
Stress relief is covered under FSA guidelines, including acupressure mats and pillows. This WTHN mat targets stress and tension — while also being aesthetically pleasing. I’ve been eyeing it on Instagram for ages and I finally get to take the plunge.
Aura Revive Heated Deep Muscle Pain Relief Device – Aura Wellness
Get pointed pain relief with heat and pressure with this state-of-the-art device. It comes with multiple attachments for personalized, customizable treatments each time you use it.
Shiatsu Air Pro Foot Massager with Heat
HoMedics® Shiatsu Air Pro Foot Massager with Heat in Silver
Spend all day on your feet? That could have adverse health effects. But don’t worry, foot relief tools like home pedicure stations and massagers are all covered by your FSA. This heated Shiatsu massager is the answer to all your foot-pain problems.
Dyson Air Purifier
Dyson Pure Hot + Cool Link™ HP02 purifier heater (Black/Nickel)
Got allergies? You might be able to get your air purifier covered. This one might take a doctor’s note, but it’s worth the try.
Mighty Patch Pimple Patches
Mighty Patch Original from Hero Cosmetics
Amazing! Acne treatments are covered under your FSA — and my hormonal breakouts could not be happier to hear it. I can finally justify spending on these viral Mighty Patch pimple patches.
Save Your Wallet’s Tears - 2022 Holiday Season Savings Tips
Every time payday rolls around, I’m on top of the world. Jeff Bezos-level rich - even though I’m anything but. And then somehow the very next day, rent is due.
The cycle continues. The next payday, bills for my apartment. I find myself without a surplus of savings since I just moved and newly-furnished my apartment completely.
Even more terrifying is the looming presence of the holiday season. Halloween’s officially over and before we know it, hello Thanksgiving…and then there’s Hanukkah, Christmas, New Year’s. It’s insane.
I’ve been feeling very British lately. Not in a Union-Jack-obsessed, “Keep Calm and Carry-On” way. I went through that phase in 2012 with everyone else… no thank you. And it’s not even a surge of patriotism catalyzed by the Queen dying — I’m firmly team Diana and team Meghan.
Now that fall is officially here, the holidays will sweep in and I’ll have to contend with the fact that I won’t be spending them with my family in the UK. I went home to London earlier this year, so there’s not much left in my travel budget for another trip across the pond. A few domestic jaunts might be in my future, but the closest I’ll get to England this winter is watching Love Island and Love, Actually.
So in that spirit, I’ve been filling my days with content from my favorite Brits. I’m listening to all the old British rock bands I grew up listening to, patiently awaiting the new Arctic Monkeys album, and rewatching anything with Michaela Coel in it. I even shipped myself an order of British Baked Beans, so you know it’s dire.
I’ve also been watching British YouTubers like Grace Beverley — my favorite. Generally, I only go on YouTube to watch Vogue Beauty Secrets and AD Open Door videos. But I’m so glad I stumbled on Grace. Her content is a mix of London lifestyle (what lured me in), relatable entrepreneurship, and mindful productivity. I’m not a hustle-and-grind-girlboss, but as a creative person in a 9-to-5, I need all the help I can get to stay plugged in. So, the video “how to be really really really productive without getting overwhelmed” changed my approach to WFH.
Grace outlines her own productivity method: the to-do table. Instead of making a simple to-do list, she divides her tasks into a table that anyone can follow. As someone who’s survived with to-do lists for years, I recently implemented Grace’s method, and it’s revolutionized my workdays.
how to be really really really productive without getting overwhelmedwww.youtube.com
I follow her routine to a tee. Here’s how it works:
Essentially, she divides her daily responsibilities into four categories: quick ticks, tasks, projects, and non-negotiables.
- Quick Ticks: Actions that take less than 5-minutes
- Tasks: To-do’s that take up to 30-minutes. Probably don’t take too much brain energy.
- Projects: Long-term list items. These help guide your priorities, even if you’re not crossing them off in one day.
- Non-negotiables: Pick 3 things each day that you must get done. This is how you’ll truly measure success.
With everything written down and sorted, next address your schedule. Meetings, deadlines, and time blocks — whatever works best for you. Write it down. Then make a pact with yourself to stick to them.
This way of categorization provides a roadmap for prioritizing your day — making you far more productive. Have you ever spent the entire day on small tasks and then suddenly realized you hadn’t moved the needle on any task? Or do you spend way too much time on tasks that aren’t a priority? No more. With your non-negotiables laid out, you know what to laser-focus on and what to dedicate energy towards.
Also, it pays to know your working style. I’m not a morning person. Yet, I have to be up and at ‘em super early. So, first thing in the morning, I march through my Quick Ticks to warm me up. I set a time limit, so I can knock out some easy wins which is totally inspiring. Then I move on to bigger things without lingering on emails or admin. For others, it might be more helpful to tackle the big things with all that early-in-the-day brain power earlier.
Grace has great tips on avoiding overwhelm and burnout. My favorite is taking more intentional breaks rather than scrolling through social media. I call this scrolling “productive” because I’m “coming up with pitches.” Oh, the lies we tell ourselves. It’s more productive in the long run to giving my brain a break with non-screen related stimuli.
Grace’s solution? Set a timer to read a real, an actual book. I’ve never thought of this. It’s a genius way to check off some books on my TBR and kickstart my creativity. After reading a good book, I’m completely inspired to write. So having books near my desk helps me step away from the computer during my lunch break for an actual reset. (And yes, the current books I’m reading are by British authors: Assembly by Natasha Brown, and Love in Color: Mythical Tales from Around the World, Retold by Bolu Babalolu.)
In my pursuit of switching out my WFH set-up and getting my life together, I’ve engineered my workstation for success. With my new WFH essentials and Grace’s productivity technique, I’m revitalized for work — despite the fall blues and my melancholy about the pending holidays.
Here are the things getting me hyped for work and helping me crush my Grace Beverley-inspired to-do tables — no lists in sight: