CreditRepair Promises To Improve Your Credit Score, Is It A Scam?

CreditRepair is a popular credit improvement service that has helped erase over 900,000 negative line items from credit reports and increasing thousands of Americans' credit scores each year. Basically it works like this: you call for a free consultation, an expert takes a look at your credit report and puts together a plan that works for your individual situation, then they work to get inaccurate negative line items removed to increase your score.

As people take to the internet to leave glowing testimonials about how CreditRepair has helped them increase their credit score in just a few months, many readers are wondering whether the service is a scam. That's a great question from discerning readers, and there are many credit scams out there to be aware of. But CreditRepair isn't one of them. Here are the warning signs that you might be involved in a credit scam.

1. The Service Asks For Money Before They Give Any Expert Advice

If a service charges a fee upfront, then you're probably looking at a scam. They're taking advantage of the fact that it's very difficult to get your money back once you've paid them. CreditRepair offers free initial consultations over the phone, so you'll get an idea of how they'll work with you and what plan might best fit your individual financial situation before you pay a dime. Ultimately, they can help save you thousands of dollars every year by increasing your credit.

2. They Claim To Remove All Negative Line Items

Almost everyone has negative line items on their credit report that aren't fully accurate, or used to be accurate and aren't anymore. Chances are, you have several. This is so common that CreditRepair's experts know exactly how to frame your inaccurate line items to get them removed. But, no one can remove all negative line items. Items that are correct and up to date will stay as they are. If a service claims otherwise, they're probably a fake.

3. They Ask You To Sign Blank Paperwork

All services need some amount of personal information so that they can access the information they need to look at your credit report. But, services should never ask you to sign blank paperwork or claim to act on your behalf. This is how identity fraud is perpetrated. Credit Repair will never pretend to be you, they'll just work to get your inaccurate negative line items removed so you don't have to.

Credit scams are real and dangerous. Luckily, CreditRepair isn't one of them. They have real experts that know how to identify and get rid of the inaccurate negative line items on your report that may be lowering your score by hundreds of points. Give them a call for a free consultation to see if they can work for you, there's nothing to lose, and you'll be taking your first step towards financial independence.

Update: The folks at CreditRepair are extending a special offer to our readers. Follow this link, or call 1-833-335-7539 for a free credit consultation including your free credit report summary and score!

PayPath
Follow Us on

Southwest Companion Pass

There’s all this talk about solo travel. And for good reason — no wasting precious time waiting for others to get their act together, take the plans out of the group chat and actually buy the tickets. Going solo, you can be spontaneous. You can plan your trips according to your precise tastes. You can hop on any flight and fly awayyyyyy.

Keep readingShow less

Jobs don't have to be miserable!

Photo by Madrona Rose on Unsplash

Though the wave of tech layoffs and the threat of a recession has overshadowed yesteryear's news of the great recession, everywhere you look, employees are asking for more — and getting it. Though this time of uncertainty could have given employers back the power, it's still in the hands of the workforce.

From Gen-Z's boundary setting and penchant for quiet quitting when they're being under-recognized, to labor unions and even the WGA writer's strike, we're in an era where workers can make demands about how they work — and where they work. And for many people, they want to work from home.

Keep readingShow less

Oh, how far we’ve come! Recently, it was revealed that — finally! — women CEOs at Fortune 500 companies outnumber male CEOs named John. A dubious milestone, but it's something to celebrate.

Though women have come pretty far in society, the progress we've made is far from enough. From the pay gap to daily microaggressions, it’s still obvious that women are treated as lesser than in society. This is especially clear when you look at how few female-founded businesses there are.

Keep readingShow less