Social media is taking over the world (if it hasn't already). It's the outlet we all look to for news, updates on our friends, and offers from our favorite businesses. Social media is a way for us to disseminate information about pretty much anything. Here are 9 reasons why social media is king for getting your name and services out there.
1. Boost SEO.
SEO, or Search Engine Optimization, means that when people search keywords related to your business in a search engine, your business will pop up as one of the first-page choices (we hope). Social media is a sure-fire way to get your site to the top of the list, faster.
2. Drive traffic to your site.
Traffic is a good thing when it comes to the web. If you're not on social, the only people that see your new web pages are the people that are already on your site. But what's key is telling people about your new pages and getting them to that point by social media advertising.
3. Develop a following.
Think of your business like a celebrity -- your object is to get fans. A healthy social media game will build loyal followers that are likely to visit your page on a regular basis (and tell their friends!).
4. Extend offers.
Social media is a great way to let your followers know about upcoming news and events that require their participation. If you give a deadline, people can save dates right to their calendar so they never miss a beat. (Much more effective than a flyer, we think!)
5. Engage with your customers.
Get your brand out there by posting social content that demands feedback from your customers. Post quizzes, fun facts, or contests to keep your followers coming back for more.
6. Establish more efficient modes of communication.
Email is great, but social media is an immediate form of communication. Your followers can communicate with each other and also pose questions, comments and concerns to your staff that can be dealt with directly via the social pages.
7. Take on the competition.
Your competitors are on their social media game, so now it's time to keep up with them! Take a look at their most successful posts, and try to emulate that in your own social strategy.
8. Get news coverage.
If you have an active social media page, you're more likely to get noticed by other businesses and maybe even publications. If you're having an event, fundraiser, or special offer, this welcomes an opportunity to explain your philosophy and cause and generate interest among groups that could potentially promote you in the future.
9. It's free!
Perhaps the most valuable part of social media -- it doesn't take a cent to make a page. If you're willing to take the social media plunge, it'll be well worth your while.
So what are you waiting for? Get followers and get out there -- the Internet is your oyster.
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It's easy to forget that the presidency of the United States is a government job just like any other–in that it comes with a stipulated salary and benefits.
But regardless of their bombastic rhetoric or self-serious public image, politicians are like all other government employees. The president, vice president, and legislators earn an annual income from the government in exchange for their duties, which include: executing/circumventing the law, upholding/withholding the civil liberties of American citizens, and legislating/sabotaging how societal institutions meet the needs of citizens, from healthcare to education.
If you've ever wondered what American politicians earn for all their hard work arguing across the aisle and starting Twitter feuds, look no further:
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Maybe you've had a high stress occupation before, like social work or stock trading, and fell victim to the high burnout rate of these kinds of jobs.
Or maybe you're just starting your career, and looking for something that won't take over your life but will still provide you with a good living. Whatever reason you have for looking for a high paying, low-stress job, you've come to the right place. We've compiled a list of the top 5 jobs that promise a solid paycheck without taking too much out of you.
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What do you do when financial hardship hits and you can't make your monthly mortgage payments? This is a question on many homeowner's minds as nearly 17.8 million Americans are reportedly unemployed during the coronavirus pandemic.
When homeowners face financial hardship, such as the loss of a job, they often look to obtain a forbearance agreement from their lender. A forbearance happens when your lender grants you a temporary pause or reduction in monthly payments on your mortgage. Forbearance is not the same as payment forgiveness, in that you still have to pay the entire amount back by an agreed-upon time.
Mortgage lending institutions differ on their mortgage relief policies and qualifications; however, the Coronavirus Aid, Relief, and Economic Security (CARES) Act were signed into law in late March of this year to protect government-backed mortgages.
Federally backed mortgages include:
- Fannie Mae
- Freddie Mac
- The Federal Housing Administration (FHA)
- The US Department of Veteran Affairs (VA)
- The US Department of Agriculture (USDA)
Under the CARES Act, homeowners with a federally backed loan who either directly or indirectly suffer financial hardship due to coronavirus automatically qualify for mortgage forbearance.
Even if your mortgage is not secured by one of these agencies, you still can call and see if you qualify, as many lenders will still offer the option in order to avoid foreclosures.
Under the CARES act, homeowners can claim mortgage forbearance due to financial hardship from COVID-19 for up to 12 months without requiring any documentation or verification. During the forbearance period, mortgage lenders cannot charge late fees or penalties.
Additionally, as long as your mortgage is current at the time you claim forbearance, the lender is required to keep reporting your mortgage as paid current throughout the entire period.
At the end of the forbearance, the CARES act protects consumers from having to make a lump sum payment. Instead, you will be given a repayment plan from your provider. Since repayment options vary, it's important you ask your provider about all of your repayment options.
Possible Repayment Options:
You may be eligible for a loan modification at the end of your forbearance. With modification, the mortgage terms are changed in order to add payments that were missed during the forbearance onto the end of the loan, extending the term.
Another option that may work for some is a reduced payment option. This allows you to keep paying monthly payments at a reduced amount. The amount missed is usually added back into the monthly payments at the end of the forbearance.
Regular payment: $1000 per month
Reduced payment: $500 per month
Payment after forbearance period: $1500 (until caught up)
Balloon payments, or lump sum payments at the end of the forbearance, are prohibited under the CARES Act. However, mortgage lenders may require homeowners who are not protected under the CARES Act to make a balloon payment at the end, so again it is best to check first with your provider.
Mortgage forbearance should only be considered in true financial hardship. In other words, just because of the pandemic, you should not take a forbearance on your mortgage if you can still afford your payments. Likewise, if you are able to start making payments before the forbearance period is up, it's best to do so as soon as possible.
The Next Steps:
Before you get in touch with your mortgage servicer, save time by gathering as much documentation about the mortgage as you can. Also, be ready to list your income and monthly expenses. Due to an influx in calls, financial institutions are experiencing extremely long wait times right now, and having your information at the ready will help.
Have questions ready to ask. Here are some questions you should be asking:
- What fees are associated with the forbearance?
- What are all the repayment options available to you at the end of the forbearance?
- Will you be charged interest during the forbearance period?
If your forbearance is approved, make sure to keep all documentation pertaining to it. Make sure to cancel any automatic payments to the mortgage during the forbearance period, and keep tabs on your credit report to make sure your lender doesn't report the loan as unpaid.
For more information on forbearance, contact your lender and discuss your options. If you need more assistance with understanding your options, you can contact a local agent for the housing counseling agency, or call their hotline at 1-800-569-4287.