Amazon Prime started out as the online shopping giant's two-day free shipping service. Now the $100 a year subscription ($50 a year for students) has expanded well beyond that. Customers still get two-day free shipping, but the package includes so much more. It really is the best deal you'll find anywhere.
First, you get free two-day shipping. If you order regularly from Amazon or hate waiting for your packages, this is already a great perk. If not, it's just the icing on the cake.
Second, you get access to all kinds of media hosted on Amazon — including Prime Video and Prime Music. Prime Video is a streaming service similar to Netflix. Their catalog is slightly different from other services, but it still offers a wide range of shows and movies. Amazon even has their own award-winning original programs. If that's not enough, you can rent or purchase new releases right from your account. Prime Music is Amazon's answer to Spotify. There is a limited catalog available to Prime subscribers, but customers can also upgrade to Prime Music Unlimited for $8 a month. (Non-Prime members would pay $10 a month.)
Third, you get unlimited cloud storage for all of your photos. By downloading the Prime Photos app, you can back up all of your pictures and videos. And then clear up much needed space on your phone. The photos are stored safely in the cloud forever. You can browse through them with the app and re-download anything you want.
Fourth, you get the Prime Reading library. This is a limited selection of ebooks and magazines that any Prime member can read for free. You can check out different titles indefinitely with no due dates. These titles can be read on any Kindle device or in the Kindle app. If you want more selection, you can subscribe to Kindle Unlimited for $10 a month. This service lets you read all the ebooks and audiobooks you want. Additionally, Prime members get early access to new Kindle releases at the beginning of each month. Kindle First allows members to purchase one of six new release Kindle books for free. That's 12 free books a year.
Fifth, members can order groceries online with Prime Pantry. This services has some limitations. Only specific products are eligible for pantry orders and it doesn't include any fresh produce. It's all dry goods for your pantry. What's nice is that you can also set up recurring orders. You'll never have to worry about buying toilet paper again.
Sixth, with Amazon's purchase of Whole Foods Market, Prime members will receive even more benefits in store. Select Whole Foods products will become available with Prime Pantry. Prices will be cut in store for all shoppers. More price cuts will be available to Prime members. Amazon Lockers will also be available at select Whole Foods stores. You can pick up Amazon.com orders there or use the lockers to send back a return.
Lastly, Amazon is constantly adding perks and benefits to your Prime membership without raising the cost. This is quite the deal if you're interested in what Amazon has to offer.
Airbnb offers an affordable option for people looking to be more comfortable as they travel.
However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.
And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.
If you're keeping tabs on the art and tech worlds, you've probably been hearing whispers about "NFTs" for the past month. Just over the past week they've entered the mainstream lexicon.
Twitter founder Jack Dorsey made the news for selling his first ever tweet. The app has been teasing paid subscription models and newsletter-like features, but tweets for sale is "the next frontier."
just setting up my twttr— jack (@jack)1142974214.0
The 2006 tweet went up for auction as an NFT, and the current bid is $2.5 Million. But what does it mean to own that? Why would anyone want to? And what even is an NFT?
Long gone are the days when the majority of Americans dreamed about owning a home with a white picket fence.
The traditional American Dream may be on its deathbed, but that doesn't mean a core component of the vision can't survive. It simply takes a diverse perspective. People can still believe they can attain their own vision of success in society with hard work, knowledge, and risk-taking. Investing in today's American Dream may literally mean investing money in our modern economy, starting with our infrastructure.
Real estate investing in particular is a lucrative method that can boost income and secure a better financial future for many. There's always risk involved, but the payoffs can far outweigh the uncertainty. Selecting solid financial investments is about confidence and competence. If you're looking for some advice on this kind of investment, here are a few savvy tips for new real estate investors.
Stick To a Specific Strategy or Niche
Real estate is a challenging sphere of the business world, one that requires several key skills: groundwork knowledge, networking, perseverance, and organization. True knowledge of the real estate market will come with time and experience, but it's a smart idea to select one area of the market and stick to it. This is the best way to attain in-depth familiarity with your specific niche.
First, choose a geographical area close by and then a niche strategy within it, such as house flips, rental rehabs, or residential or commercial properties. By doing so, you can become aware of current inner working conditions in the market and you'll have a better idea of how these trends may change in the future.
Be Vigilant About Viable Financing Options
While it takes money to make money, you don't have to use all your own money. A common misconception about real estate investing is that you must be wealthy to start off. This isn't straight fact, however. A majority of people can test the waters of real estate investing without a lot of initial cash in their pocket.
Aside from traditional financing options from banks and institutions, private lending options can be worthy solutions. Hard money lenders are popular, reasonable choices, and they tend to have fewer qualification requirements upfront. However, be sure to strategically choose a hard money lender to find the best possible fit.
Master the Art of Finding Good Deals
There may be hundreds of thousands of available properties for sale on the current market, but the bulk of them will never amount to the final money-making result you desire. Another great tip for new real estate investors is to use good math to estimate profit. Taking risks is part of the process, but you have the ability to analyze properties and use networking sources to find the greatest deal. You can't win every deal, but you can steadily work towards a thriving financial future.