Whether you supplement your full-time salary with a part-time position or you rely on multiple part-time positions for your income, juggling more than one job is challenging. Managing your time, stress, and energy levels effectively for success takes conscientious lifestyle changes.
From maintaining your physical and emotional health to balancing your personal life with your professional goals, working two jobs can take a toll on your financial and mental stability.
Finance experts, lifestyle bloggers, employers, and even college students agree that enhancing your organizational and planning skills can help you keep a healthy perspective while also staying on task. Here are the top recommended principles to help you work two jobs:
1.Make a Daily To-Do List
Aside from keeping you organized, the advantage of list-making is learning how to prioritize the importance of each item. In as little as 15 minutes at the beginning or end of each day, you can stay task-oriented and focused. "I've worked a full-time job while maintaining several freelance contracts on the side, and the critical advice I can give is to stay organized," said Glenn Carter, author of the personal finance blog The Casual Capitalist.
2. Begin Each Day with One Easy Task
The first action you take in the morning sets the tone of the day, so an easy micro-habit of accomplishing one easy task, such as taking a walk or watering the plants, can set your mind in a "proactive" mode rather than a "reactive" mode, according to Nick Loper, founder of the Side Hustle Nation.
3. Communicate Well with All Your Employers
After assessing the time and energy commitments each job requires of you, divide your availability responsibly between employers. Clearly communicate to your bosses when you are available in order to avoid conflicts of interest that would cause your performance to suffer. Generally, the highest-paying or most stable job should take precedence, so be realistic about your motivations for working for each employer. At BalanceCareers, they urge, "Do not let the second job encroach on the quality of your work performance of your first job," because ideally you've picked your second job carefully in order to best suit your availability and skill sets.
4. Have Clear End Goals
Ultimately, working more than one job is rarely tenable. Stay reflective and self-aware about your reasons for balancing two separate work schedules. Bobbi Rebell, financial expert and author of How to Be a Financial Grownup, urges people who work multiple jobs to have a strategy for accomplishing their final goal. "For example, to earn money to pay down a debt," she says. "Or to save for a vacation. Or to acquire a new skill that can expand your professional options. Or to explore whether a business is financially viable. You have to be careful not to just work two jobs for the sake of it, because that can be exhausting,"
5. Do NOT Neglect Yourself
Sleep needs to remain a priority, even if it seems counterintuitive to optimizing your productivity. Jeff Proctor, finance expert, reminds his clients, "Missing sleep can quickly compound into less focus and decreased productivity at work, which can actually lead to depression. Moral of the story: get your sleep." Eating well and exercising are equally important in order to ward off avoidable illnesses and physical burnout.
No one makes perfect plans the first time around. Balancing your personal and professional well-being is an ongoing process for every adult. When you're working two jobs, the challenges can seem overwhelming, but these small, daily lifestyle changes can add a sense of structure and stability to otherwise chaotic schedules.
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Airbnb offers an affordable option for people looking to be more comfortable as they travel.
However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.
And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.
If you're keeping tabs on the art and tech worlds, you've probably been hearing whispers about "NFTs" for the past month. Just over the past week they've entered the mainstream lexicon.
Twitter founder Jack Dorsey made the news for selling his first ever tweet. The app has been teasing paid subscription models and newsletter-like features, but tweets for sale is "the next frontier."
just setting up my twttr— jack (@jack)1142974214.0
The 2006 tweet went up for auction as an NFT, and the current bid is $2.5 Million. But what does it mean to own that? Why would anyone want to? And what even is an NFT?
Long gone are the days when the majority of Americans dreamed about owning a home with a white picket fence.
The traditional American Dream may be on its deathbed, but that doesn't mean a core component of the vision can't survive. It simply takes a diverse perspective. People can still believe they can attain their own vision of success in society with hard work, knowledge, and risk-taking. Investing in today's American Dream may literally mean investing money in our modern economy, starting with our infrastructure.
Real estate investing in particular is a lucrative method that can boost income and secure a better financial future for many. There's always risk involved, but the payoffs can far outweigh the uncertainty. Selecting solid financial investments is about confidence and competence. If you're looking for some advice on this kind of investment, here are a few savvy tips for new real estate investors.
Stick To a Specific Strategy or Niche
Real estate is a challenging sphere of the business world, one that requires several key skills: groundwork knowledge, networking, perseverance, and organization. True knowledge of the real estate market will come with time and experience, but it's a smart idea to select one area of the market and stick to it. This is the best way to attain in-depth familiarity with your specific niche.
First, choose a geographical area close by and then a niche strategy within it, such as house flips, rental rehabs, or residential or commercial properties. By doing so, you can become aware of current inner working conditions in the market and you'll have a better idea of how these trends may change in the future.
Be Vigilant About Viable Financing Options
While it takes money to make money, you don't have to use all your own money. A common misconception about real estate investing is that you must be wealthy to start off. This isn't straight fact, however. A majority of people can test the waters of real estate investing without a lot of initial cash in their pocket.
Aside from traditional financing options from banks and institutions, private lending options can be worthy solutions. Hard money lenders are popular, reasonable choices, and they tend to have fewer qualification requirements upfront. However, be sure to strategically choose a hard money lender to find the best possible fit.
Master the Art of Finding Good Deals
There may be hundreds of thousands of available properties for sale on the current market, but the bulk of them will never amount to the final money-making result you desire. Another great tip for new real estate investors is to use good math to estimate profit. Taking risks is part of the process, but you have the ability to analyze properties and use networking sources to find the greatest deal. You can't win every deal, but you can steadily work towards a thriving financial future.