Photo by Verne Ho on Unsplash

When it comes to your career, regret can trap you in the past and paralyze you from moving forward.

One survey found that two of the top five most common life regrets were tied to careers—from not pursuing one's passion to working too hard. Another recent poll found that 23 percent of workers regretted switching jobs. While some regrets are linked to significant career decisions, others revolve around smaller moments, like not speaking up in a meeting or not challenging a superior. But when it comes down to it, there are two kinds of regrets: one is based on our actions, and the other on our inaction. And it's the latter that really drags us down.

"Research shows that we regret more in the face of opportunity," writes Forbes' Caroline Beaton, who notes that millennials are particularly prone to career regrets. "Regrets of inaction are more prevalent, last longer and feel worse than action regrets in part because we associate them with greater (missed) opportunity. While regretting a specific action means just one alternative — not doing it — inaction signifies infinite possibility ("I could have done this, or this, or this")."

Here's where things get really sticky: the more we regret, the more likely we are to resort to inaction. It's that fear of regret that "makes us stick with the status quo even if our reasoning or intuition says we shouldn't," writes Eyal Winter, Professor of Behavioral/Industrial Economics at Lancaster University, on The Conversation. "That makes people who are more prone to feel regret less likely to take risks."

That means the fewer risks we take when it comes to our career choices—from using our vacation days to pursuing our dream jobs—the more regrets we're likely accrue. So how do we stop this crazy-making cycle and move forward? The answers involve a little self-examination and some expert advice.

Rationalize Your Mistakes

Everyone make mistakes, it's how we choose to see them that determines whether they'll hold us back or propel us forward in the right direction. "Although it can be tough to hear it in the moment, more times than not, our career 'mistakes' end up being the best things for us," career coach Kristen Zavo tells FlexJobs. "They show us what we want—and don't want. They allow us to learn lessons, encounter challenges, and work with people that we might not have otherwise."

But how do you look at your own mistakes without kicking yourself? The best approach to examining past mistakes is through kindness and understanding. Beaton suggests rationalizing why you made the choice you did at the time—taking into account that you didn't have the hindsight you have now. Maybe you took a job you regret because you needed the money, or perhaps you felt stuck in other aspects of your life and needed a change. "Rationalization doesn't mean shirking responsibility or refusing to learn from your mistakes," explains Beaton. "It means closure." Once you forgive yourself, you can start seeing what influenced you in the past that you may want to avoid in the future. Moreover, you can be grateful that those old mistakes are now guiding you in a new direction.

Ask Yourself Two Key Questions

Another way to diminish your career regrets is through a simple system of self-examination. After researching the science behind regret, Eric Barker of The Week came upon two questions that can make all the difference: "What can I learn from this?" and "How could things have been worse?" The first question doesn't just allow you learn from your mistake, it gives you a sense of control so that the next time you're faced with a similar decision, you'll know how best to handle it. The second question reframes the thing you regret. Maybe you actually dodged a bullet or maybe what you thought was a mistake was actually a defensive move that deserve some credit.

Define Your Goals

Just because you've made peace with your past, that doesn't guarantee satisfaction with your current job situation. If you've been harping on career regrets, chances are it's because you're unhappy with where you're at and don't know how to change it. It's time to stop looking back and instead start examining the present and the future.

"To be more satisfied in their careers now, I encourage clients to focus on both (a) the short-term: what can they do now both at, and outside of, work to be happier and (b) long-term: getting clear on their career vision, building a plan, and taking steps each day, each week, to make it a reality," Zavo tells Flexjobs.

One way to sharpen your focus for your future is to define it in real terms—whether that means writing down your goals, identifying a person whose career you admire, or creating a mood board of what your dream career looks like.

"You can't revisit the past, but you can turn your attention to something you want," writes Psychology Today's Beverly Flaxington. "So this career isn't the best one; how do you paint a picture of something you do want? Paint a picture in as much detail as you can about where you'd like to head. This will start turning your attention away from the rear-view mirror and to the windshield looking forward."

It's time to stop beating yourself up over your past. We all make mistakes. The less we dwell on them and the more we learn from them, the better our future careers will be.

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Home garden and porch

As anyone who has ever sold a house will tell you, you must prioritize curb appeal. Before a potential buyer even considers looking inside your house, they notice the outside first. Does it attract the right kind of attention? Does it take away from the feel you're going for? If you plan to sell sometime soon, you must think about these things. Here are some landscaping options to increase your home's curb appeal, so you can get the best price on your home.

Extensive Plants and Greenery

A barren front yard won't get you the price you want on your home. So, invest in at least a little bit of greenery to keep the surrounding area from looking too dead. Shrubs and bushes tie the house to the lawn that precedes it, and flower beds bring a pop of color to an otherwise drab structure. You can also strategically plant some trees to improve the overall feel of your home's exterior.

Lawn Care

As we mentioned, your lawn is one of the most prominent features of your home's exterior. A patchy, dried-up lawn will quickly drive your home's price way down. Some of the best landscaping options for your home's curb appeal involve improving your lawn for the next inhabitant. Overall fertilization, ground aeration, underbrush removal, proper mowing—all of these lawn care tasks contribute to a greener and more lively area that invites people to see your house, rather than stay away from it.

Paved Pathways

There's nothing like a broken and disheveled pathway to make someone think twice about buying a property. Just as you want the entryway in your house to be welcoming, so too should the pathway leading up to the house be inviting. The pathway from the street to your front door provides plenty of real estate to get creative with. You don't have to settle for a boring concrete pathway. Consider something more eye catching, like a cobblestone path or intermittent brick patterns, as a way to better welcome potential buyers.

Usable Outdoor Furniture

Landscaping doesn't just involve the ground you walk on; also included are the items you use as extras to the overall look. Outdoor furniture is one such extra that you don't necessarily need but can look quite attractive if done correctly. Staging is important with outdoor furniture. Old, broken-down pieces will only look like more work to the potential buyer. A few comfortable chairs, a bench, or a table with an umbrella really go a long way to improving your outdoor aesthetics.

A good tip for deciding on curb appeal items is to decide what you personally would want to see as a part of a welcoming home's exterior. You don't need to go overboard, but a little bit of forethought could net you quite a lot of extra cash in the sale.

Unfortunately, giving back can sometimes go haywire. If you're ready to make a donation, first consider common mistakes made when giving back.

Many people strive to support their community by donating their time or their money. When you find a meaningful cause, you might be quick to cut a donation check. Though it's admirable to be quick to act charitably, you should be wary of several common mistakes made when giving to charity. Being mindful of these mistakes and learning tips for making informed charitable choices can help you make the most out of your generous check.

Acting Quickly Out of Emotion

Mission statements are meant to be compelling. If you're an emotionally driven individual, it's natural to pull out your wallet at the sight of a sad puppy on TV or when informed about food insecurity over the phone. Unfortunately, not all charities are as effective or official as they may seem.

Take your passion for helping others one step further by making sure your chosen charity is legit. Speaking with a representative, reviewing their website and social media accounts, and looking at testaments online can give you a better idea of whether the organization is worth your donation.

Forgetting to Keep Record of the Donation

Don't forget that you can reap some financial perks from giving back! With the proper documentation of your donation, you can acquire a better tax deductible.

If you donate more than $12,400 as a single filer or $24,800 as one of two joint filers, you're eligible to deduct that amount from your taxes. So, when a charity asks if you'd like a receipt of donation, always answer yes.

Donating Unusable Materials

Most charities can utilize a monetary donation—it's the physical donations that usually cause some issues. Providing a local nonprofit with irrelevant materials or gifting them with unusable products are surprisingly common mistakes made when giving to charity.

Always check your intended charity's website for a list of things they do and do not accept. The majority of places will provide a guideline to donating or offer contact information to clarify any questions.

Strictly Giving at Year's End

As more and more people get into the holiday spirit at the end of the year, nonprofit organizations see an influx of donations. While it's great to spread holiday cheer via a monetary donation, it's important to keep that spirit going year-round.

With regular donations, charities can more effectively allocate their annual budget. Setting up an automatic monthly donation with the charity of your choosing can maximize your impact. You can account for a monthly donation by foregoing a costly coffee every once in a while.

Knowing how much you should spend on home maintenance each year is hard to figure out and may be preventing you from buying your first home. The types of costs you'll incur depend on the house you buy and its location. The one certainty is that you should start saving now. Read on to figure out how much to start setting aside based on the home you own.

The Age of Your House

Consider several factors when budgeting for home repairs. If you've purchased a new home, your house likely won't require as much maintenance for a few years. Homes built 20 or more years ago are likely to require more maintenance, including replacing and keeping your windows clean. Further, depending on your home's location, weather can cause additional strain over time, so you may need to budget for more repairs.

The One-Percent Rule

An easy way to budget for home repairs is to follow the one-percent rule. Set aside one percent of your home's purchase price each year to cover maintenance costs. For instance, if you paid $200,000 for your home, you would set aside $2,000 each year. This plan is not foolproof. If you bought your home for a good deal during a buyer's market, your home could require more repairs than you've budgeted for.

The Square-Foot Rule

Easy to calculate, you can also budget for home maintenance by saving one dollar for every square foot of your home. This pricing method is more consistent than pricing it by how much you paid because the rate relies on the objective size of your home. Unfortunately, it does not consider inflation for the area where you live, so make sure you also budget for increased taxes and labor costs if you live in or near a city.

The Mix and Match Method

Since there is no infallible rule for how much you should spend on home maintenance, you can combine both methods to get an idea for a budget. Average your results from the square-foot rule and the one-percent rule to arrive at a budget that works for you. You should also increase your savings by 10 percent for each risk factor that affects your home, such as weather and age.

Holding on to savings is easier in theory than practice. Once you know how much you should spend on home maintenance, you'll know what to aim for and be more prepared for an emergency. If you are having trouble securing funds for home repairs, consider taking out a home equity loan, borrowing money from friends or family, or applying for funds through a home repair program through your local government for low-income individuals.