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It's the most wonderful time of year — except on your wallet. Thanksgiving is now over and if you didn't buy all your presents on Black Friday, deals are going to be hard to come by now. And if you're young and just starting out, there's even less opportunities to save.

So, since we're officially on that Christmas "creep," here's a definitive guide to greeting 2018 with a few more digits in your bank account.

Make a list

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Although the most basic of traditions, making a list first could end your bad budgeting behavior before it even starts. We often ask ourselves what we can get everyone and how we can make it the best Christmas ever.

However, before jotting down present ideas for your "Nice List," instead ask yourself what you can actually afford this holiday season. Make a maximum price ceiling for each person instead — and cut out the people who are definitely not going to return the gift giving favor.

Establishing a budget for the holidays allows you to control the unbridled giving, protecting you from your own expectations. Build a budget that will let you enjoy the next 364 days after Christmas.

Wait before you buy

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Giving is a great part of the holidays, but buying is the BEST! Living in this capitalistic society, we as humans are conditioned to want to spend money. Being almost as counterintuitive as the last tip, waiting 24 hours before clicking "purchase" on dad's new Kitchen Aid will keep your paycheck from leaving your bank account so soon.

Events like Black Friday and Cyber Monday create anxieties about missing those so-called doorbusters — however, most of these deals are extended days and weeks beyond the time they're allotted.

For instance — Amazon's Cyber Monday event is practically undone by its "Deals Week." In addition, most stores and sites will offer deals right up until the last days before Christmas. E-commerce certainly gives us the instant gratification that comes with shopping online, but convenience allows for us to become click-happy.

By waiting 24 hours before checking out, you give yourself enough time to reflect on your budget and the gift itself, eliminating buyer's remorse as well as poor budgeting.

Give your gift in other ways

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Family and friends make the holidays both worthwhile and expensive — however, the key to any celebration is the family-gathering. If you and your loved ones are truly interested in the spirit of Christmas, expensive presents won't be the only thing ya'll are worried about.

Of course, gift giving is important in demonstrating appreciation and tradition, but it doesn't mean that your second cousin should expect the new Nintendo Switch from you. Instead, why not knit a special sweater for your grandmother or DIY some personal items for your significant other?

This doesn't mean you're copping out as a cheapskate — measuring the value of a gift and what it will mean to you and the person receiving it will bring some perspective to the holidays. Family is much more important than stuff and in this case it truly is the thought that counts.

The key to any budget — and certainly to these three pillars of Christmas survival — is maintaining a realistic understanding of your financial capabilities. While Christmas is a magical time, to navigate it unscathed you will need a few skills that are rather ordinary.

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Over the past month, both Haiti and Afghanistan have been pummeled by tragic disasters that left devastation in their wake.

In Haiti, a 7.2 magnitude earthquake erupted, leading over to 2,189 deaths and counting. A few hours later, in Afghanistan, Kabul fell to the Taliban just after U.S. troops had pulled out after 20 years of war.

In many ways, these disasters are both chillingly connected to US interference. The United States invaded Haiti in 1915, ostensibly promising to restore order after a presidential assassination but really intending to preserve the route to the Panama Canal and to defend US creditors, among other reasons.

But the US forces soon realized that they were not able to control the country alone, and so formed an army of Haitian enlistees, powered by US air power and intended to quell Haitian insurrection against US controls. Then, in 1934, the US pulled out on its own, disappointed with how slow progress was going. Haiti's institutions were never really able to rebuild themselves, leaving them immensely vulnerable to natural disasters.

Something similar happened in Afghanistan, where the US sent troops and supported an insurgent Afghan army – only to pull out, abandoning the country they left in ruins, with many Afghans supporting the Taliban.

In both cases, defense contractors benefited by far the most from the conflict, making billions in profits while civilians faced fallout and devastation. While the conflicts and circumstances are extremely different and while the US is obviously not solely to blame for either crisis, it's hard not to see the US-based roots of these disasters.

Today, in Haiti and Afghanistan, civilians are facing unimaginable tragedy.

Here are charities offering support in Afghanistan:

1. The International Rescue Committee is looking to raise $10 million to deliver aid directly to Afghanistan

2. CARE is matching donations for an Afghanistan relief fund. They are providing food, shelter, and water to families in need; a donation of $89.50 covers 1 family's emergency needs for a month.

3. Women for Women International is matching donations up to 500,000 for Afghan women, who will be facing unimaginable horrors under Taliban control.


4. AfghanAid offers support for people living in remote regions of Afghanistan.

5. VitalVoices supports female leaders and changemakers and survivors of gender-based violence around the world.

Here are charities offering support in Haiti:

1. Partners in Health has been working with Haiti for a long time, and they work with the Department of Health rather than around them, which is extremely important in a charity.

2. Health Equity International helps run Saint Boniface Hospital, a hospital in Haiti close to the earthquake's epicenter.

3. SOIL is an organization based Haiti, "a local organization with a track record of supporting after natural disasters." They are distributing hygiene kits and provisions on the ground to hospitals and to victims of the earthquake.

4. Hope for Haiti has been working in emergency response in Haiti for three decades, and their team is comprised of people who live and work in Haiti. They focus on supporting children and people in need across Haiti.

via Tiffany & Co.

When the new Tiffany's campaign was unveiled, reactions were mixed.

Tiffany's, the iconic jewelry brand which does not (despite what some might be misled to believe) in fact serve breakfast, featured Jay Z, Beyoncé, and a rare Basquiat painting in their recent campaign.

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Road trips can be a lot of fun — but they can also drain your wallet quickly if you aren't careful.

From high gas costs and park admission fares to lodging and the price of eating out every night, the expenses can add up quickly. But at the same time, it's very possible to do road trips cheaply and efficiently. Without the headache of worrying about how much money you're leaking, you can enjoy the open road a whole lot more. Here's how to save money on a road trip.

1. Prepare Your Budget, Route, and Packing List in Advance

If you want to save money on a road trip, be sure you're ready to go. Try to count up all your expenses before you hit the road and create a budget. It's also a good idea to plan your route in advance so you don't end up taking unnecessary, gas-guzzling detours. And finally, be sure to pack in advance so you don't find yourself having to buy tons of things you forgot along the way.

2. Book Cheap Accommodations — Or Try Camping

All those motel rooms can add up surprisingly quick, but camping is often cheap or free, and it's a great way to get intimate with the place you're visiting. You can check the Bureau of Land Management's website for free campsites. Freecampsite.com also provides great information on If you don't have a tent or don't want to camp every night, try booking cheap Airbnbs or booking hotels in advance, making sure to compare prices.

Camping camping road tripConde Nast Traveler

If you're planning on sleeping in your car, a few tips: WalMart allows all-night parking, as do many 24-hour gyms. (Buying a membership to Planet Fitness or something like it also gives you a great place to stop, shower, and recharge while on the road).

3. Bring Food From Home

Don't go on a road trip expecting to subsist on fast food alone. You'll wind up feeling like shit, and it'll drain your pocketbook stunningly quickly. Instead, be sure to bring food from home. Consider buying a gas stove and a coffee pot for easy on-the-go meals, and make sure you bring substantial snacks to satiate midday or late night cravings so you can avoid getting those late night Mickey D's expeditions.

Try bringing your own cooler, filling it with easy stuff for breakfast and lunch — some bread and peanut butter and jelly will go a long way. Bring your own utensils, plates, and napkins, and avoid buying bottled water by packing some big water jugs and a reusable water bottle. Alternatively, try staying at hotels or Airbnbs with kitchens so you can cook there.

4. Avoid Tolls

Apps like Google Maps and Waze point out toll locations, so be sure to avoid those to save those pennies. (If it takes you too far off route, you might have to bite the bullet and drive across that expensive bridge).

You can also save on parking fees by using sites like Parkopedia.

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5. Save on Gas

Gas can get pricy incredibly fast, so be sure that you're stopping at cheap gas stations. Free apps like GasBuddy help you find the most affordable gas prices in the area. Also, try going the speed limit on the highways — anything faster will burn through your tank. Be sure that you don't wait till you arrive at touristy locations or big cities to fill up.

6. Get a National Park Pass

All those parks can get really expensive really fast. If you're planning on visiting three or more parks, it's a great idea to get an America the Beautiful National Parks Pass. For $80 you can get into every National Park for one year.